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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

When I was struggling for credit due to a business f...

When I was struggling for credit due to a business failure Zopa helped me get back up. I have recently suffered from loss of earnings but Zopa have helped me manage that and supported me to get back in traction swiftly. Zopa are the best full stop Reviewed on: 7th February 2026

I think the Bank is great love the same stash pots t...

I think the Bank is great love the same stash pots things like that Reviewed on: 7th February 2026

What's not to like?

What's not to like? 2% cashback on bills. 4.75% savings. 7.1% regular savings. Easy to use App. Reviewed on: 7th February 2026

Highly recommend to open the accounts

Since having credit cards it seems so easy with Zopa, i love the fact when I pay back the balance shows instantly, not like with other providers! Reviewed on: 7th February 2026

Excellent service and easy to use app for moving mon...

Excellent service and easy to use app for moving money around the various accounts available and super interst rates. Reviewed on: 7th February 2026

Biscuit WITH the chocolate.

Does what it says on a very BIG tin, building savings, cashback, wow,!!! What more do want, better rates would be better, ha ha. Reviewed on: 7th February 2026

Excellent interest rates.

Excellent interest rates. Easy to use app Reviewed on: 7th February 2026

Very easy to use and pays interest on my money...

Very easy to use and pays interest on my money Reviewed on: 7th February 2026

Great banking with a user friendly layout on the app.

Great banking with a user friendly layout on the app. Joined for the 7.1% saver but saw there was more with cashback on direct debits and so on. Reviewed on: 7th February 2026

Amazeing credit card easy use kept updated at all ti...

Amazeing credit card easy use kept updated at all times great valve amazing customer service Reviewed on: 7th February 2026

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