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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

45% increase in 5 star reviews

in the past 90 days

175% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Amazeing credit card easy use kept updated at all ti...

Amazeing credit card easy use kept updated at all times great valve amazing customer service Reviewed on: 7th February 2026

Splendid

Excellent customer service and very efficient Reviewed on: 7th February 2026

I have been given a diversity of service, credit car...

I have been given a diversity of service, credit card, savings account and current account. Reviewed on: 7th February 2026

They made me come, because not coming would be wrong.

Good product, Has detailed information regarding credit history and options. Plus ways to improve. Also has trading options and a saver account with good rates and no fee . And if i say so myself, £1000 would definitely make zopa's banking service the only one to make me buscuit my pants twice. Reviewed on: 7th February 2026

Always very easy to resolve any issues

Always very easy to resolve any issues Reviewed on: 7th February 2026

Is very easy to use, upgreat.

Is very easy to use, upgreat. You can login any time Reviewed on: 7th February 2026

Had no issues since joining easy and very reliable

Had no issues since joining easy and very reliable Reviewed on: 7th February 2026

The app interface is excellent, very straightforward.

The app interface is excellent, very straightforward. I opened the biscuit account and got the card very quickly! Reviewed on: 6th February 2026

It’s very effectively managed on the mobile app

It’s very effectively managed on the mobile app Reviewed on: 6th February 2026

SuperZupa

Reliable, forward thinking and professional. Reviewed on: 6th February 2026

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