Write a review

Go to business site

Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

View other Zopa products

4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

45% increase in 5 star reviews

in the past 90 days

175% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

Read all reviews Write a review

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Current account reviews (6589)

My first time with an online bank, absolutely excell...

My first time with an online bank, absolutely excellent, I couldn’t be more pleased. Reviewed on: 7th February 2026

When I was struggling for credit due to a business f...

When I was struggling for credit due to a business failure Zopa helped me get back up. I have recently suffered from loss of earnings but Zopa have helped me manage that and supported me to get back in traction swiftly. Zopa are the best full stop Reviewed on: 7th February 2026

I think the Bank is great love the same stash pots t...

I think the Bank is great love the same stash pots things like that Reviewed on: 7th February 2026

What's not to like?

What's not to like? 2% cashback on bills. 4.75% savings. 7.1% regular savings. Easy to use App. Reviewed on: 7th February 2026

Highly recommend to open the accounts

Since having credit cards it seems so easy with Zopa, i love the fact when I pay back the balance shows instantly, not like with other providers! Reviewed on: 7th February 2026

Excellent service and easy to use app for moving mon...

Excellent service and easy to use app for moving money around the various accounts available and super interst rates. Reviewed on: 7th February 2026

Biscuit WITH the chocolate.

Does what it says on a very BIG tin, building savings, cashback, wow,!!! What more do want, better rates would be better, ha ha. Reviewed on: 7th February 2026

Excellent interest rates.

Excellent interest rates. Easy to use app Reviewed on: 7th February 2026

Very easy to use and pays interest on my money...

Very easy to use and pays interest on my money Reviewed on: 7th February 2026

Great banking with a user friendly layout on the app.

Great banking with a user friendly layout on the app. Joined for the 7.1% saver but saw there was more with cashback on direct debits and so on. Reviewed on: 7th February 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Choice Current Account
from Santander 4.23 from 22 reviews
Premier bank account
from HSBC 3.13 from 87 reviews
Student Account
from NatWest 4.30 from 89 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Credit card
from Zopa 4.94 from 44342 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub