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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Customer care is really bad not understand anything

Customer care is really bad not understand anything Reviewed on: 7th February 2026

Amazing would and have highly recommended

Amazing would and have highly recommended Reviewed on: 7th February 2026

Great customer service experience and easy use of on...

Great customer service experience and easy use of online banking Reviewed on: 7th February 2026

It's not a Proper Bank.

It's not a Proper Bank. One can't see the Current Account (Biscuit) by logging in to their website. The transaction dates are wrong on the App and the Balance doesn't tally with the Actual Balance. Reviewed on: 7th February 2026

Excellent products with great rates and easy to use...

Excellent products with great rates and easy to use interface. No gimmicky rubbish like trading 212 has trying to be “cool” Reviewed on: 7th February 2026

Great value for interest rate and good app to use ov...

Great value for interest rate and good app to use overall Reviewed on: 7th February 2026

Great service and value

I opened my account online via the app. It was quick and easy Reviewed on: 7th February 2026

Zopa have been a great bank with great products.

Zopa have been a great bank with great products. Reviewed on: 7th February 2026

Very good App, clear and simple to use and navigate.

Very good App, clear and simple to use and navigate. Reviewed on: 7th February 2026

I've found zopa easy to use and very helpful in mana...

I've found zopa easy to use and very helpful in managing money since day 1. Reviewed on: 7th February 2026

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