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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Easy to join and simple service month in month out

Easy to join and simple service month in month out Reviewed on: 8th February 2026

Great offers, really good customer service

Great offers, really good customer service Reviewed on: 8th February 2026

I find it very easy to access my accounts and very s...

I find it very easy to access my accounts and very straightforward with nothing hidden well explained Reviewed on: 8th February 2026

Easy access with my card or facilities...

I’ve never had any problems with my card or facilities Reviewed on: 8th February 2026

Sleek and modern account

The app is very sleek and fast. The availability of 'voice' to make transactions is great, and earning interest on your current account is very welcome. Zopa have thought of everything and the interface is simple and uncomplicated. Reviewed on: 8th February 2026

great banking experience

Best account best app anf excellent customer service. interest rates highly competitive. app iser friendly Reviewed on: 8th February 2026

every thing going smooth and biscuit account is real...

every thing going smooth and biscuit account is really helpful Reviewed on: 7th February 2026

It’s super easy to use!

It’s super easy to use! Especially money transfers. The dashboard has a nice look and feel. Love it Reviewed on: 7th February 2026

Everything is so easy to deal with

Everything is so easy to deal with Reviewed on: 7th February 2026

The bank

Easy to use app notifications they are on top great Experian e so far well done all Reviewed on: 7th February 2026

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