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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

45% increase in 5 star reviews

in the past 90 days

175% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Great customer service experience and easy use of on...

Great customer service experience and easy use of online banking Reviewed on: 7th February 2026

It's not a Proper Bank.

It's not a Proper Bank. One can't see the Current Account (Biscuit) by logging in to their website. The transaction dates are wrong on the App and the Balance doesn't tally with the Actual Balance. Reviewed on: 7th February 2026

Excellent products with great rates and easy to use...

Excellent products with great rates and easy to use interface. No gimmicky rubbish like trading 212 has trying to be “cool” Reviewed on: 7th February 2026

Great value for interest rate and good app to use ov...

Great value for interest rate and good app to use overall Reviewed on: 7th February 2026

Great service and value

I opened my account online via the app. It was quick and easy Reviewed on: 7th February 2026

Zopa have been a great bank with great products.

Zopa have been a great bank with great products. Reviewed on: 7th February 2026

Very good App, clear and simple to use and navigate.

Very good App, clear and simple to use and navigate. Reviewed on: 7th February 2026

I've found zopa easy to use and very helpful in mana...

I've found zopa easy to use and very helpful in managing money since day 1. Reviewed on: 7th February 2026

Love it.

Love it. Easy to use and very efficient. Reviewed on: 7th February 2026

Really good app with great functionality and speedy...

Really good app with great functionality and speedy transactions Reviewed on: 7th February 2026

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