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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Easy access with my card or facilities...

I’ve never had any problems with my card or facilities Reviewed on: 8th February 2026

Sleek and modern account

The app is very sleek and fast. The availability of 'voice' to make transactions is great, and earning interest on your current account is very welcome. Zopa have thought of everything and the interface is simple and uncomplicated. Reviewed on: 8th February 2026

great banking experience

Best account best app anf excellent customer service. interest rates highly competitive. app iser friendly Reviewed on: 8th February 2026

every thing going smooth and biscuit account is real...

every thing going smooth and biscuit account is really helpful Reviewed on: 7th February 2026

It’s super easy to use!

It’s super easy to use! Especially money transfers. The dashboard has a nice look and feel. Love it Reviewed on: 7th February 2026

Everything is so easy to deal with

Everything is so easy to deal with Reviewed on: 7th February 2026

The bank

Easy to use app notifications they are on top great Experian e so far well done all Reviewed on: 7th February 2026

Customer care is really bad not understand anything

Customer care is really bad not understand anything Reviewed on: 7th February 2026

Amazing would and have highly recommended

Amazing would and have highly recommended Reviewed on: 7th February 2026

Great customer service experience and easy use of on...

Great customer service experience and easy use of online banking Reviewed on: 7th February 2026

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