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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

45% increase in 5 star reviews

in the past 90 days

175% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

I find it very easy to access my accounts and very s...

I find it very easy to access my accounts and very straightforward with nothing hidden well explained Reviewed on: 8th February 2026

Easy access with my card or facilities...

I’ve never had any problems with my card or facilities Reviewed on: 8th February 2026

Sleek and modern account

The app is very sleek and fast. The availability of 'voice' to make transactions is great, and earning interest on your current account is very welcome. Zopa have thought of everything and the interface is simple and uncomplicated. Reviewed on: 8th February 2026

great banking experience

Best account best app anf excellent customer service. interest rates highly competitive. app iser friendly Reviewed on: 8th February 2026

every thing going smooth and biscuit account is real...

every thing going smooth and biscuit account is really helpful Reviewed on: 7th February 2026

It’s super easy to use!

It’s super easy to use! Especially money transfers. The dashboard has a nice look and feel. Love it Reviewed on: 7th February 2026

Everything is so easy to deal with

Everything is so easy to deal with Reviewed on: 7th February 2026

The bank

Easy to use app notifications they are on top great Experian e so far well done all Reviewed on: 7th February 2026

Customer care is really bad not understand anything

Customer care is really bad not understand anything Reviewed on: 7th February 2026

Amazing would and have highly recommended

Amazing would and have highly recommended Reviewed on: 7th February 2026

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