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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

45% increase in 5 star reviews

in the past 90 days

175% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Excellent

Excellent all round in every way Reviewed on: 8th February 2026

The current account that gives 2% credit interest.

The current account that gives 2% credit interest. Incredible. An easy to use app and messages in plain English. The current account is the key to good value savings opportunities and it is so easy to transfer between accounts. Reviewed on: 8th February 2026

Very friendly and easy to use.

Very friendly and easy to use. Great products Reviewed on: 8th February 2026

Good products and good offers.

Good products and good offers. Platform design can be even better to enhance the ease of information or transactions search. Reviewed on: 8th February 2026

Very good service happy with everything

Very good service happy with everything Reviewed on: 8th February 2026

Customer centric Bank

Customer centric approach to conversation and prompt response Reviewed on: 8th February 2026

App is very good and easy to use i will recommend an...

App is very good and easy to use i will recommend and have recommended it Reviewed on: 8th February 2026

Good account haven't had any issues

Good account haven't had any issues Reviewed on: 8th February 2026

Easy to join and simple service month in month out

Easy to join and simple service month in month out Reviewed on: 8th February 2026

Great offers, really good customer service

Great offers, really good customer service Reviewed on: 8th February 2026

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