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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

The total package.

Great service, very good diverse products. Very good at informing you about different offers. Reviewed on: 9th February 2026

Good bank always fairzipa best bank

Good bank always fair decent bank accounts Reviewed on: 9th February 2026

Good experience no issues highly recommended

Good experience no issues highly recommended Reviewed on: 9th February 2026

Good customer services and care.

Good customer services and care. Easy with the use of the credit card anywhere you are or goes Reviewed on: 9th February 2026

Great banking app, innovative and perks are good

Great banking app, innovative and perks are good Reviewed on: 9th February 2026

Excellent digital banking with interest on all money...

Excellent digital banking with interest on all money including high interest regular & easy-access accounts! Additional money rewards for setting up direct Debits & competitive ISA's also! Easiest app for banking too! Reviewed on: 9th February 2026

Happy investing Good interest and easy to do.

Good interest and easy to do.very easy to navigate around site. Reviewed on: 8th February 2026

Easy to use great fast responses

Easy to use great fast responses Reviewed on: 8th February 2026

have had a good experience with app

Had good experience with using app and customer service on phone Reviewed on: 8th February 2026

Excellent

Excellent all round in every way Reviewed on: 8th February 2026

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