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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Excellent rates of interest for savings, clear terms...

Excellent rates of interest for savings, clear terms and conditions, responsive customer service and intuitive user friendly app. Reviewed on: 9th February 2026

Tech of top of banking.

Zopa really thinks about what would help with banking, anyone can just start a banking app but this company is clearly looking at the tech on top of banking that helps make it easier than ever. A voice command to send money shows they are paving the way. Reviewed on: 9th February 2026

Forget the rest try the best

Excellent interest rate , easy to navigate website , just perfect Reviewed on: 9th February 2026

The total package.

Great service, very good diverse products. Very good at informing you about different offers. Reviewed on: 9th February 2026

Good bank always fairzipa best bank

Good bank always fair decent bank accounts Reviewed on: 9th February 2026

Good experience no issues highly recommended

Good experience no issues highly recommended Reviewed on: 9th February 2026

Good customer services and care.

Good customer services and care. Easy with the use of the credit card anywhere you are or goes Reviewed on: 9th February 2026

Great banking app, innovative and perks are good

Great banking app, innovative and perks are good Reviewed on: 9th February 2026

Excellent digital banking with interest on all money...

Excellent digital banking with interest on all money including high interest regular & easy-access accounts! Additional money rewards for setting up direct Debits & competitive ISA's also! Easiest app for banking too! Reviewed on: 9th February 2026

Happy investing Good interest and easy to do.

Good interest and easy to do.very easy to navigate around site. Reviewed on: 8th February 2026

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