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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Great experience overall, good products, easy to use...

Great experience overall, good products, easy to use website Reviewed on: 9th February 2026

Love the ease of using the App All banking products...

Love the ease of using the App All banking products are very good Reviewed on: 9th February 2026

Excellent app and easy to use.

Excellent app and easy to use. I would absolutely recommend Zopa. Reviewed on: 9th February 2026

It has been good since I started using it

It has been good since I started using it Reviewed on: 9th February 2026

Easy banking.

Easy banking. Competitive rating. Reliable. Reviewed on: 9th February 2026

It’s an all round great online bank

It’s an all round great online bank and if you’ve any problems they are easy to contact and the problem is dealt with quickly and efficiently Reviewed on: 9th February 2026

Overall experience

Very helpful and easy to navigate Reviewed on: 9th February 2026

Excellent rates of interest for savings, clear terms...

Excellent rates of interest for savings, clear terms and conditions, responsive customer service and intuitive user friendly app. Reviewed on: 9th February 2026

Tech of top of banking.

Zopa really thinks about what would help with banking, anyone can just start a banking app but this company is clearly looking at the tech on top of banking that helps make it easier than ever. A voice command to send money shows they are paving the way. Reviewed on: 9th February 2026

Forget the rest try the best

Excellent interest rate , easy to navigate website , just perfect Reviewed on: 9th February 2026

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