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Zopa: Current account reviews

4.83
Based on 6,601 reviews, last reviewed 9th Sep 2026
99% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026
Stephen 's avatar
Stephen

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026
sarah h's avatar
sarah h

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

Zopa Current account reviews (6601)

Great products simple easy to use

5
Great products simple easy to use Reviewed on: 9th February 2026

Everything I need to do for n my banking experience...

5
Everything I need to do for n my banking experience is so easy to do with Zopa and if I need any help they do help me because it’s a online only app it’s theee all of the time you have your bank in your pocket 24 hours of the day it is so easy to connect to your other bank accounts I even have a Zopa credit card to all joined to heather as 1 banking app everything is there in 1 app and so easy to use . Reviewed on: 9th February 2026

Great services

5
Easy to set up, great saving rate. Can get to your money if required without any hassle. Would highly recommend to all my friends and family.. zopa is superb!! Easy to set up account to send and receive payments.. easy to follow instructions when joining zopa, had no problems and everything is on line to see. Daily interest which you can see and is added to your balance every month. Reviewed on: 9th February 2026

Great experience overall, good products, easy to use...

5
Great experience overall, good products, easy to use website Reviewed on: 9th February 2026

Love the ease of using the App All banking products...

5
Love the ease of using the App All banking products are very good Reviewed on: 9th February 2026

Excellent app and easy to use.

5
Excellent app and easy to use. I would absolutely recommend Zopa. Reviewed on: 9th February 2026

It has been good since I started using it

4
It has been good since I started using it Reviewed on: 9th February 2026

Easy banking.

5
Easy banking. Competitive rating. Reliable. Reviewed on: 9th February 2026

It’s an all round great online bank

5
It’s an all round great online bank and if you’ve any problems they are easy to contact and the problem is dealt with quickly and efficiently Reviewed on: 9th February 2026

Overall experience

5
Very helpful and easy to navigate Reviewed on: 9th February 2026

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