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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Very impressed with the novel & efficient Zopa banki...

Very impressed with the novel & efficient Zopa banking experience. I like thee easy to use App Reviewed on: 9th February 2026

Great to use

Great to use - have some issues with balances in app and transactions not showing up for some time but this is not always Reviewed on: 9th February 2026

ExcellentStraight forward to you, no issues very good

Straight forward to you, no issues very good Reviewed on: 9th February 2026

Excellent saving rates and good app

Excellent saving rates and good app Reviewed on: 9th February 2026

Very satisfying experience with Zopa bank,,good serv...

Very satisfying experience with Zopa bank,,good service and excellent overall packages. Reviewed on: 9th February 2026

Never had a complaint or good jobdisaffection with zopa

Never had a complaint or disaffection with zopa Reviewed on: 9th February 2026

Amazing Online Experience

The online experience has been great. I have had no issues with any products since creating my account. Reviewed on: 9th February 2026

Great products simple easy to use

Great products simple easy to use Reviewed on: 9th February 2026

Everything I need to do for n my banking experience...

Everything I need to do for n my banking experience is so easy to do with Zopa and if I need any help they do help me because it’s a online only app it’s theee all of the time you have your bank in your pocket 24 hours of the day it is so easy to connect to your other bank accounts I even have a Zopa credit card to all joined to heather as 1 banking app everything is there in 1 app and so easy to use . Reviewed on: 9th February 2026

Great services

Easy to set up, great saving rate. Can get to your money if required without any hassle. Would highly recommend to all my friends and family.. zopa is superb!! Easy to set up account to send and receive payments.. easy to follow instructions when joining zopa, had no problems and everything is on line to see. Daily interest which you can see and is added to your balance every month. Reviewed on: 9th February 2026

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