Write a review

Go to business site

Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

View other Zopa products

4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

45% increase in 5 star reviews

in the past 90 days

175% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

Read all reviews Write a review

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Current account reviews (6589)

Great services

Easy to set up, great saving rate. Can get to your money if required without any hassle. Would highly recommend to all my friends and family.. zopa is superb!! Easy to set up account to send and receive payments.. easy to follow instructions when joining zopa, had no problems and everything is on line to see. Daily interest which you can see and is added to your balance every month. Reviewed on: 9th February 2026

Great experience overall, good products, easy to use...

Great experience overall, good products, easy to use website Reviewed on: 9th February 2026

Love the ease of using the App All banking products...

Love the ease of using the App All banking products are very good Reviewed on: 9th February 2026

Excellent app and easy to use.

Excellent app and easy to use. I would absolutely recommend Zopa. Reviewed on: 9th February 2026

It has been good since I started using it

It has been good since I started using it Reviewed on: 9th February 2026

Easy banking.

Easy banking. Competitive rating. Reliable. Reviewed on: 9th February 2026

It’s an all round great online bank

It’s an all round great online bank and if you’ve any problems they are easy to contact and the problem is dealt with quickly and efficiently Reviewed on: 9th February 2026

Overall experience

Very helpful and easy to navigate Reviewed on: 9th February 2026

Excellent rates of interest for savings, clear terms...

Excellent rates of interest for savings, clear terms and conditions, responsive customer service and intuitive user friendly app. Reviewed on: 9th February 2026

Tech of top of banking.

Zopa really thinks about what would help with banking, anyone can just start a banking app but this company is clearly looking at the tech on top of banking that helps make it easier than ever. A voice command to send money shows they are paving the way. Reviewed on: 9th February 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Choice Current Account
from Santander 4.23 from 22 reviews
Premier bank account
from HSBC 3.13 from 87 reviews
Student Account
from NatWest 4.30 from 89 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Credit card
from Zopa 4.94 from 44342 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub