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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Great service always helpful very different from oth...

Great service always helpful very different from other current accounts Reviewed on: 9th February 2026

Great bank

I have had great experience with zopa and the app is easy to use too Reviewed on: 9th February 2026

It's good as it pays out to customers

It's good as it pays out to customers Reviewed on: 9th February 2026

Superb Bank

I have found Zopa super easy to use, save & borrow. The cashback on bills & high interest savings has made it very appealing to me. It has been more beneficial to me than my other online banks I use Reviewed on: 9th February 2026

Good app and great rewards.

Good app and great rewards. Linked savers offer good rates too. Reviewed on: 9th February 2026

Best Bank account I have ever had

Easy to use app great savings interest rates best bank account I have ever had Reviewed on: 9th February 2026

Exciting new banking service that includes market co...

Exciting new banking service that includes market competitive interest rates! Reviewed on: 9th February 2026

Great new banking experience...

From the very start zopa has been a great new banking experience, starting off with a loan, credit card then bank account. Always offering the best interest rates. I've recommended zopa to my family and one has joined so far. Reviewed on: 9th February 2026

A very useful account and great customer service whe...

A very useful account and great customer service when I needed it. Reviewed on: 9th February 2026

Simple and straightforward Everything you want from...

Simple and straightforward Everything you want from a bank Reviewed on: 9th February 2026

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