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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

45% increase in 5 star reviews

in the past 90 days

175% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Simple and straightforward Everything you want from...

Simple and straightforward Everything you want from a bank Reviewed on: 9th February 2026

Very impressed with the novel & efficient Zopa banki...

Very impressed with the novel & efficient Zopa banking experience. I like thee easy to use App Reviewed on: 9th February 2026

Great to use

Great to use - have some issues with balances in app and transactions not showing up for some time but this is not always Reviewed on: 9th February 2026

ExcellentStraight forward to you, no issues very good

Straight forward to you, no issues very good Reviewed on: 9th February 2026

Excellent saving rates and good app

Excellent saving rates and good app Reviewed on: 9th February 2026

Very satisfying experience with Zopa bank,,good serv...

Very satisfying experience with Zopa bank,,good service and excellent overall packages. Reviewed on: 9th February 2026

Never had a complaint or good jobdisaffection with zopa

Never had a complaint or disaffection with zopa Reviewed on: 9th February 2026

Amazing Online Experience

The online experience has been great. I have had no issues with any products since creating my account. Reviewed on: 9th February 2026

Great products simple easy to use

Great products simple easy to use Reviewed on: 9th February 2026

Everything I need to do for n my banking experience...

Everything I need to do for n my banking experience is so easy to do with Zopa and if I need any help they do help me because it’s a online only app it’s theee all of the time you have your bank in your pocket 24 hours of the day it is so easy to connect to your other bank accounts I even have a Zopa credit card to all joined to heather as 1 banking app everything is there in 1 app and so easy to use . Reviewed on: 9th February 2026

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