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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

45% increase in 5 star reviews

in the past 90 days

175% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Easy going online bank

If I ever need someone all I have to do is chat in the hot box and if an agent is required I can be out through. No hassle Reviewed on: 9th February 2026

Great service always helpful very different from oth...

Great service always helpful very different from other current accounts Reviewed on: 9th February 2026

Great bank

I have had great experience with zopa and the app is easy to use too Reviewed on: 9th February 2026

It's good as it pays out to customers

It's good as it pays out to customers Reviewed on: 9th February 2026

Superb Bank

I have found Zopa super easy to use, save & borrow. The cashback on bills & high interest savings has made it very appealing to me. It has been more beneficial to me than my other online banks I use Reviewed on: 9th February 2026

Good app and great rewards.

Good app and great rewards. Linked savers offer good rates too. Reviewed on: 9th February 2026

Best Bank account I have ever had

Easy to use app great savings interest rates best bank account I have ever had Reviewed on: 9th February 2026

Exciting new banking service that includes market co...

Exciting new banking service that includes market competitive interest rates! Reviewed on: 9th February 2026

Great new banking experience...

From the very start zopa has been a great new banking experience, starting off with a loan, credit card then bank account. Always offering the best interest rates. I've recommended zopa to my family and one has joined so far. Reviewed on: 9th February 2026

A very useful account and great customer service whe...

A very useful account and great customer service when I needed it. Reviewed on: 9th February 2026

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