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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

I love that my credit score is live and accurate.

I love that my credit score is live and accurate. My borrowing power is live and serviced promptly. Access to funds is immediate. Reviewed on: 9th February 2026

Simply the best, better than all the rest

Simply the best, better than all the rest Reviewed on: 9th February 2026

Found Zopa so user friendly and have answered anythi...

Found Zopa so user friendly and have answered anything I have asked Reviewed on: 9th February 2026

Excellent bank!

Quick and easy to open. No problems moving money around and great competitive interest rates. Cashback on direct debits is great too. Reviewed on: 9th February 2026

Easy to use.

Easy to use. Interest is received monthly. Reviewed on: 9th February 2026

Good but been a few issues with fraud and card deliv...

Good but been a few issues with fraud and card deliveries. Reviewed on: 9th February 2026

Seamless, easy, just right.

Seamless, easy, just right a screen full of information Reviewed on: 9th February 2026

First class ,I have never had any problems with my c...

First class ,I have never had any problems with my current account,so in very happy with zopa in every way Reviewed on: 9th February 2026

Great bank great service excellant rates

Great bank great service excellant rates Reviewed on: 9th February 2026

Easy going online bank

If I ever need someone all I have to do is chat in the hot box and if an agent is required I can be out through. No hassle Reviewed on: 9th February 2026

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