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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

45% increase in 5 star reviews

in the past 90 days

175% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Very easy and effective services.

Very easy and effective services. Reviewed on: 9th February 2026

I love that my credit score is live and accurate.

I love that my credit score is live and accurate. My borrowing power is live and serviced promptly. Access to funds is immediate. Reviewed on: 9th February 2026

Simply the best, better than all the rest

Simply the best, better than all the rest Reviewed on: 9th February 2026

Found Zopa so user friendly and have answered anythi...

Found Zopa so user friendly and have answered anything I have asked Reviewed on: 9th February 2026

Excellent bank!

Quick and easy to open. No problems moving money around and great competitive interest rates. Cashback on direct debits is great too. Reviewed on: 9th February 2026

Easy to use.

Easy to use. Interest is received monthly. Reviewed on: 9th February 2026

Good but been a few issues with fraud and card deliv...

Good but been a few issues with fraud and card deliveries. Reviewed on: 9th February 2026

Seamless, easy, just right.

Seamless, easy, just right a screen full of information Reviewed on: 9th February 2026

First class ,I have never had any problems with my c...

First class ,I have never had any problems with my current account,so in very happy with zopa in every way Reviewed on: 9th February 2026

Great bank great service excellant rates

Great bank great service excellant rates Reviewed on: 9th February 2026

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