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Zopa: Current account reviews

4.82
Based on 6,598 reviews, last reviewed 23rd Jul 2026
100% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026
samone 's avatar
samone

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026
K's avatar
K

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

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Zopa Current account reviews (6598)

Excellent platform

5
Excellent platform with the app having a very good interface Reviewed on: 9th February 2026

Great online banking.

5
Great online banking. Very happy with the savings options & the very easy to use & clear app Reviewed on: 9th February 2026

Recommended, great app, value and products

5
Great products, easy to open and use , good value interest rates. App very good to track money Reviewed on: 9th February 2026

10/10 for customer service

5
Easy to use app. 24/7 access to app to sort anything you need. Not restricted to bank opening hours. The app tells you everything and directs you to new products and services which would be applicable to you! Reviewed on: 9th February 2026

The account is so easy to use and I love the voice c...

5
The account is so easy to use and I love the voice command Reviewed on: 9th February 2026

The human touch

5
It's great that it's so easy to talk to someone on the phone Reviewed on: 9th February 2026

Zopa is easy going no stress, hardly any charges

5
Zopa is easy going no stress, hardly any charges Reviewed on: 9th February 2026

Great and speedy customer service.

5
Had an issue with a failed payment, and subsequently a frozen account. Customer services sorted it out within a couple of hours. Excellent. Reviewed on: 9th February 2026

A superb bank!

5
A superb bank! Simple and easy to use. Reviewed on: 9th February 2026

Very easy and effective services.

5
Very easy and effective services. Reviewed on: 9th February 2026

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