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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

45% increase in 5 star reviews

in the past 90 days

175% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Very nice service and too good I like it

Very nice service and too good I like it Reviewed on: 9th February 2026

Excellent platform

Excellent platform with the app having a very good interface Reviewed on: 9th February 2026

Great online banking.

Great online banking. Very happy with the savings options & the very easy to use & clear app Reviewed on: 9th February 2026

Recommended, great app, value and products

Great products, easy to open and use , good value interest rates. App very good to track money Reviewed on: 9th February 2026

10/10 for customer service

Easy to use app. 24/7 access to app to sort anything you need. Not restricted to bank opening hours. The app tells you everything and directs you to new products and services which would be applicable to you! Reviewed on: 9th February 2026

The account is so easy to use and I love the voice c...

The account is so easy to use and I love the voice command Reviewed on: 9th February 2026

The human touch

It's great that it's so easy to talk to someone on the phone Reviewed on: 9th February 2026

Zopa is easy going no stress, hardly any charges

Zopa is easy going no stress, hardly any charges Reviewed on: 9th February 2026

Great and speedy customer service.

Had an issue with a failed payment, and subsequently a frozen account. Customer services sorted it out within a couple of hours. Excellent. Reviewed on: 9th February 2026

A superb bank!

A superb bank! Simple and easy to use. Reviewed on: 9th February 2026

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