Smart Money People Logo

Zopa: Current account reviews

4.93
Based on 6,589 reviews, last reviewed 30th Apr 2026
45% increase in 5 star reviews
in the past 90 days
175% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026
Adam's avatar
Adam

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026
Maxwell Gridley's avatar
Maxwell Gridley

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Current account reviews (6589)

Easy to navigate the online account.

5
Easy to navigate the online account. Great customer service. Reviewed on: 9th February 2026

Top notch from start to finish!

5
Top notch from start to finish! App is really easy to use and seeing everything in one place is so helpful. Reviewed on: 9th February 2026

Very good experience throughout my time with them an...

4
Very good experience throughout my time with them and helpful and friendly customer service when needed. Also good offerings to customers i.e. good savibgsvaccounts and easy to use and setup. And easy to use app Reviewed on: 9th February 2026

Take the Biscuit

1
Debit card not working and i have been in touch about this and still nothing working also recommend friend and you turned her down so not a good bank Reviewed on: 9th February 2026

Great App.

5
Great App. Excellent, well trained staff. Reviewed on: 9th February 2026

Excellent service and performance

5
Excellent service and performance Reviewed on: 9th February 2026

Easy to use good rates .

5
Easy to use good rates .informative and easy to access accounts and services . Reviewed on: 9th February 2026

Great interest rates, easy to use app, excellent cus...

5
Great interest rates, easy to use app, excellent customer communication Reviewed on: 9th February 2026

Great products and very easy to use app

5
Great products and very easy to use app Reviewed on: 9th February 2026

Zopa - Smashed it.

5
Excellent service, market leading rates. Frequently introduces new products. Reviewed on: 9th February 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1545 reviews
    Zopa
  • Personal loan

    from Zopa 4.95 from 69082 reviews
    Zopa
  • Credit card

    from Zopa 4.94 from 44342 reviews
    Zopa
    View all products