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Zopa: Current account reviews

4.93
Based on 6,589 reviews, last reviewed 30th Apr 2026
45% increase in 5 star reviews
in the past 90 days
175% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026
Adam's avatar
Adam

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026
Maxwell Gridley's avatar
Maxwell Gridley

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

I'm happy with Zopa, I'd be very happy to be the win...

5
I'm happy with Zopa, I'd be very happy to be the winner. Reviewed on: 6th February 2026

More than just a funky name

5
Easy app to navigate. Good broad range of products and offers. Excellent saving rates to go with funky name and debit card Reviewed on: 6th February 2026

Always excellent service

5
Always excellent service from start to finish Reviewed on: 6th February 2026

Good overall service

5
Easy to apply for services and products. And good overall customer service Reviewed on: 6th February 2026

Zopa banking

5
Quick excellent service . Would recommend people to use them to Reviewed on: 6th February 2026

Easy to open and navigate on the app!

5
Easy to open and navigate on the app! Know my money is in a safe place Reviewed on: 6th February 2026

I love the savings pots

5
Very easy to move money and see all my savings pots Reviewed on: 6th February 2026

ZoPa. SoFar. SoGood

5
Nothing to fault. Great experience so far. Reviewed on: 6th February 2026

Easy to use all in 1 place great savings

5
I really like the fact that everything is one place like the current account your savings account and your credit card makes it so much easier to manage . I also think you have the best savings accounts compared to other bank accounts and like the lock savings features. Reviewed on: 6th February 2026

19Greg21

5
Zopa is easy to use and always accommodating if I ever have any issues they are easy to contact snd desl with Reviewed on: 6th February 2026

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