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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Very easy to use and pays interest on my money...

Very easy to use and pays interest on my money Reviewed on: 7th February 2026

Great banking with a user friendly layout on the app.

Great banking with a user friendly layout on the app. Joined for the 7.1% saver but saw there was more with cashback on direct debits and so on. Reviewed on: 7th February 2026

Amazeing credit card easy use kept updated at all ti...

Amazeing credit card easy use kept updated at all times great valve amazing customer service Reviewed on: 7th February 2026

Splendid

Excellent customer service and very efficient Reviewed on: 7th February 2026

I have been given a diversity of service, credit car...

I have been given a diversity of service, credit card, savings account and current account. Reviewed on: 7th February 2026

They made me come, because not coming would be wrong.

Good product, Has detailed information regarding credit history and options. Plus ways to improve. Also has trading options and a saver account with good rates and no fee . And if i say so myself, £1000 would definitely make zopa's banking service the only one to make me buscuit my pants twice. Reviewed on: 7th February 2026

Always very easy to resolve any issues

Always very easy to resolve any issues Reviewed on: 7th February 2026

Is very easy to use, upgreat.

Is very easy to use, upgreat. You can login any time Reviewed on: 7th February 2026

Had no issues since joining easy and very reliable

Had no issues since joining easy and very reliable Reviewed on: 7th February 2026

The app interface is excellent, very straightforward.

The app interface is excellent, very straightforward. I opened the biscuit account and got the card very quickly! Reviewed on: 6th February 2026

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