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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

45% increase in 5 star reviews

in the past 90 days

175% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Great for banking and saving

Great app to bank and save, the apr is really good Reviewed on: 6th February 2026

Great app, great rates and easy to use, very quick...

Great app, great rates and easy to use, very quick to transfer money around Reviewed on: 6th February 2026

Easy to set up.

Easy to set up. Competitive rates Reviewed on: 6th February 2026

Peace of Mind

Zopa have been very helpful, especially after l had some fraud on my account they sorted it very quickly & returned all funds to my account. I know l can feel confident they have my back. Reviewed on: 6th February 2026

Great bank and investment options Highly recommend

Great bank and investment options Highly recommend Reviewed on: 6th February 2026

Managed my savings perfectly for me so far.

Managed my savings perfectly for me so far. Reviewed on: 6th February 2026

Always been on the ball with me,

Always been on the ball with me, Reviewed on: 6th February 2026

Zopa has everything one needs.

Zopa has everything one needs. Protection for Money, Excellent customer support, best saving schemes and best interest rates. I truly appreciate this experience. Reviewed on: 6th February 2026

The app is very good, and the interest rates and pro...

The app is very good, and the interest rates and products and how they work is very good. Reviewed on: 6th February 2026

Intuitive, smart and effective

I’ve found Zopa to be very intuitive and a smart way to bank and link all of my accounts into one app. The interest in the current account is great and I feel like the interface is modern and sleek. Reviewed on: 6th February 2026

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