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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Easy to use all in 1 place great savings

I really like the fact that everything is one place like the current account your savings account and your credit card makes it so much easier to manage . I also think you have the best savings accounts compared to other bank accounts and like the lock savings features. Reviewed on: 6th February 2026

19Greg21

Zopa is easy to use and always accommodating if I ever have any issues they are easy to contact snd desl with Reviewed on: 6th February 2026

Great for banking and saving

Great app to bank and save, the apr is really good Reviewed on: 6th February 2026

Great app, great rates and easy to use, very quick...

Great app, great rates and easy to use, very quick to transfer money around Reviewed on: 6th February 2026

Easy to set up.

Easy to set up. Competitive rates Reviewed on: 6th February 2026

Peace of Mind

Zopa have been very helpful, especially after l had some fraud on my account they sorted it very quickly & returned all funds to my account. I know l can feel confident they have my back. Reviewed on: 6th February 2026

Great bank and investment options Highly recommend

Great bank and investment options Highly recommend Reviewed on: 6th February 2026

Managed my savings perfectly for me so far.

Managed my savings perfectly for me so far. Reviewed on: 6th February 2026

Always been on the ball with me,

Always been on the ball with me, Reviewed on: 6th February 2026

Zopa has everything one needs.

Zopa has everything one needs. Protection for Money, Excellent customer support, best saving schemes and best interest rates. I truly appreciate this experience. Reviewed on: 6th February 2026

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