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Zopa: Current account reviews

4.93
Based on 6,589 reviews, last reviewed 30th Apr 2026
45% increase in 5 star reviews
in the past 90 days
175% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026
Adam's avatar
Adam

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026
Maxwell Gridley's avatar
Maxwell Gridley

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Banking made easy

5
Easy and transparent banking carried out in a friendly down to earth manner Reviewed on: 6th February 2026

The account was easy to set up and I’m often prompte...

5
The account was easy to set up and I’m often prompted to better ways to increase savings Reviewed on: 6th February 2026

excellent performance I’m new.

5
excellent performance I’m new. I’m getting to get used to the platform. Reviewed on: 6th February 2026

Excellent everything Zopa bank service

5
Excellent everything Zopa bank service Reviewed on: 6th February 2026

I needed to spk to the customer service team when I...

5
I needed to spk to the customer service team when I first got my card they were so helpful . Reviewed on: 6th February 2026

Easy to navigate

5
It’s been a super easy process to open an account and get started Reviewed on: 6th February 2026

Efficiency easy to use and understandable

5
Efficiency easy to use and understandable Reviewed on: 6th February 2026

Reliable and easy to use.

5
Reliable and easy to use. Exellent customer service Reviewed on: 6th February 2026

Best bank

5
Beat bank excellent service and its amazing Reviewed on: 6th February 2026

Good, rates are great

5
Good! Rates are great and payment features. Reviewed on: 6th February 2026

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