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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Say yes to Yopa

Super easy to use app and efficent Reviewed on: 16th April 2026

Overall excellent, good interest rates and easy to t...

Overall excellent, good interest rates and easy to transfer money. Reviewed on: 16th April 2026

Great Interest, Great Service.

Really easy to open the accounts. Great communication from Zopa and prompt responses to any questions. The interest rates for my Savings account are tge best I could find anywhere. Reviewed on: 16th April 2026

Nice benefit and good rate.

Nice benefit and good rate. It's quite useful for saving and now they add new features like borrowing power. Reviewed on: 16th April 2026

Great customer service when I had an issue

Great customer service when I had an issue Reviewed on: 16th April 2026

Good interest rates for savings.

Good interest rates for savings. Good cash back offer for direct debits but sadly it is capped at a low amount. Reviewed on: 16th April 2026

I love the offers Zopa has, the user interface is so...

I love the offers Zopa has, the user interface is so easy. I like the auto save option and all the savings pots and seeing how much interest I am earning. I convinced my husband to open and account also! Reviewed on: 16th April 2026

Good experience

It was easy to open accounts, easy to transfer money in and around in the nicely designed app. Attractive rates for savings too! Reviewed on: 16th April 2026

No complaints so far :)

Only opened account a very short time ago but so far no complaints. Happy with interest rates on regular saver on par with orhers Reviewed on: 16th April 2026

Good rates, easy to use app.

Good rates, easy to use app. Liked the offer to invite others with a cash bonus. Reviewed on: 16th April 2026

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