Write a review

Go to business site

Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6589 reviews)

View other Zopa products

4.83

Based on 6,589 reviews, last reviewed 30th Apr 2026

84% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

Read all reviews Write a review

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Current account reviews (6589)

Money, money, money, money

I’m loving the market-leading 7.10% AER on the Regular Saver – watch your money grow faster than ever before while saving up to £300 a month! Paired with the brilliant Biscuit current account, you get 2% AER interest on your balance plus 2% cashback on bills. It’s like your everyday banking is finally paying you back big time! Reviewed on: 16th April 2026

Innovative company

I have banked with Zopa now for several years and have found them to always be competitive. The app is easy to use and they have continued to be innovative in terms of the products they offer. Reviewed on: 16th April 2026

Great to deal with, excellent promotions and interes...

Great to deal with, excellent promotions and interest rates. Customer friendly app Reviewed on: 16th April 2026

Easy and quick banking - great rates

Easy and quick banking - great rates Reviewed on: 16th April 2026

Great interest rates and easy to use app.

Great interest rates and easy to use app. Reviewed on: 16th April 2026

Easy to apply.

Easy to apply. Great app. Great perks. Reviewed on: 16th April 2026

Easy to use app and good rates of savings interest

Easy to use app and good rates of savings interest Reviewed on: 16th April 2026

Just very easy to open and use.

Just very easy to open and use. I am impressed with the fact that the Biscuit account earns 2% interest and this is added every month. Reviewed on: 16th April 2026

Its been a journey of excellence since i opened the...

Its been a journey of excellence since i opened the account.Good interest rates as a new starter. Reviewed on: 16th April 2026

Always work perfectly the app, I’ve never had any is...

Always work perfectly the app, I’ve never had any issues and the interest rates are amazing. Reviewed on: 16th April 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Standard Current Account
from Ulster Bank 3.55 from 36 reviews
Current accounts
from Zempler Bank 4.75 from 8126 reviews
Student Account
from permanent tsb 0.00 from 0 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69084 reviews
Fixed term savings account
from Zopa 4.87 from 1793 reviews
Credit card
from Zopa 4.87 from 44344 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub