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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Innovative company

I have banked with Zopa now for several years and have found them to always be competitive. The app is easy to use and they have continued to be innovative in terms of the products they offer. Reviewed on: 16th April 2026

Great to deal with, excellent promotions and interes...

Great to deal with, excellent promotions and interest rates. Customer friendly app Reviewed on: 16th April 2026

Easy and quick banking - great rates

Easy and quick banking - great rates Reviewed on: 16th April 2026

Great interest rates and easy to use app.

Great interest rates and easy to use app. Reviewed on: 16th April 2026

Easy to apply.

Easy to apply. Great app. Great perks. Reviewed on: 16th April 2026

Easy to use app and good rates of savings interest

Easy to use app and good rates of savings interest Reviewed on: 16th April 2026

Just very easy to open and use.

Just very easy to open and use. I am impressed with the fact that the Biscuit account earns 2% interest and this is added every month. Reviewed on: 16th April 2026

Its been a journey of excellence since i opened the...

Its been a journey of excellence since i opened the account.Good interest rates as a new starter. Reviewed on: 16th April 2026

Always work perfectly the app, I’ve never had any is...

Always work perfectly the app, I’ve never had any issues and the interest rates are amazing. Reviewed on: 16th April 2026

Zopa is user friendly, easy and customer service is...

Zopa is user friendly, easy and customer service is always available and helpful Reviewed on: 16th April 2026

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