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Zopa: Current account reviews

4.83
Based on 6,589 reviews, last reviewed 30th Apr 2026
84% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026
Adam's avatar
Adam

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026
Maxwell Gridley's avatar
Maxwell Gridley

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Easy to open account, no issues since opening it

5
Easy to open account, no issues since opening it Reviewed on: 16th April 2026

Excellent app very easy to use.

5
Excellent app very easy to use. Easy to see different pots for savings and for holiday etc very user friendly Reviewed on: 16th April 2026

Nice little earner

5
Easy to use app, and clear term and conditions. Great way to bank Reviewed on: 16th April 2026

Does all it says on the Biscuit Tin and more...

5
Does all it says on the Biscuit Tin and more Reviewed on: 16th April 2026

Definitely welcomed with that reward!

5
Loved the welcome reward when you get recommended by a friend! Reviewed on: 16th April 2026

Wish I'd opened an account sooner.

5
Eay to use app that has excellent features, competitive rates, and first-class fraud protection schemes in place. Reviewed on: 16th April 2026

Zopa Excellence

5
The ease with opening my Biscuit account along with my regular saver was excellent. Reviewed on: 16th April 2026

Straight forward

5
Straight forward process. Easy app. Good communication. Reviewed on: 16th April 2026

Reviews..

4
Made the account, been okay since i started using it. referred one friend and he referred 3 others Reviewed on: 16th April 2026

I only just joined current account, so probably im s...

5
I only just joined current account, so probably im still too new to comment, but so far my experience has been very good, the online helpdesk is always there to help. Reviewed on: 16th April 2026

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