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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Brilliant app, easy to use.

Brilliant app, easy to use. Very helpful staff, and a fantastic help centre Reviewed on: 16th April 2026

I had a potential fraud on my account a couple of we...

I had a potential fraud on my account a couple of weeks ago. The lady at zopa was very helpful Reviewed on: 16th April 2026

Great bank easy to use, reliable and Ali good for sa...

Great bank easy to use, reliable and Ali good for saving Reviewed on: 16th April 2026

Zopa, current account is easy to open and operate wi...

Zopa, current account is easy to open and operate with cashback benefits. Reviewed on: 16th April 2026

Thoroughly recommend

I have had absolutely no issues with Zopa. The interest rates are very good and the app is very easy to use. Reviewed on: 16th April 2026

Very happy so far

I’ve only got one product but it’s one of the best on the market so I’m very happy Reviewed on: 16th April 2026

Easy to use app, good saving rates

Easy to use app, good saving rates Reviewed on: 16th April 2026

Easy to navigate, great returns.

Saw Zopa on Money Saving Expert. Seemed too good to be true but they deliver on their promises. Highly recommended. Easy to navigate, great returns. Reviewed on: 16th April 2026

Does what it says on the tin!

Does what it says on the tin!! Great % rate. Great that you can have 2 + accounts! Reviewed on: 16th April 2026

Easy to open account, no issues since opening it

Easy to open account, no issues since opening it Reviewed on: 16th April 2026

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