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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6589 reviews)

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4.83

Based on 6,589 reviews, last reviewed 30th Apr 2026

84% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Excellent service and app.

Excellent service and app. Competitive rates Reviewed on: 16th April 2026

Easy to set up bank account.

Easy to set up bank account. Great experience so far. Would recommend to others. Reviewed on: 16th April 2026

Excellent customer service and easy to manage accoun...

Excellent customer service and easy to manage account with Apple pay 5 stars I would highly recommend. Reviewed on: 16th April 2026

Zopa’s savings rates are market leading and the app...

Zopa’s savings rates are market leading and the app is a dream to use. Reviewed on: 16th April 2026

Great Bank

I have been a customer with Zopa for quite a while now, and my experience has been nothing short of exceptional. When looking for a place to manage my finances, my primary goal was to find a bank that combined competitive returns with effortless usability, and Zopa has delivered on both fronts consistently. First and foremost, their interest rates are excellent. In a market where many traditional banks offer measly returns, Zopa consistently remains at the top of the leaderboards. Whether you are looking at their easy-access "Smart Saver" pots or their fixed-term products, the value they provide to savers is genuinely impressive. It’s refreshing to feel like your money is actually working for you. The mobile app is another standout feature. It is incredibly intuitive, sleek, and very easy to navigate. I’ve used several banking apps over the years, but Zopa’s interface is by far the most user-friendly. Setting up "boosted" pots or moving money between accounts happens in seconds, which makes managing a budget feel like a breeze rather than a chore. In terms of reliability, I cannot fault their service. Throughout my time with them, I have had no issues at all. Every transaction has been processed smoothly, and the transparency of their communication is top-tier. If you are looking for a trustworthy, tech-forward bank that actually rewards your loyalty with great rates, I cannot recommend Zopa highly enough. They have truly mastered the balance of great tech and great value. Reviewed on: 16th April 2026

Super easy to set up, great benefits

Super easy to set up, great benefits that you can't find with other banks, what else can one ask for? Reviewed on: 16th April 2026

Easy to set up, app is easy to navigate and clear, g...

Easy to set up, app is easy to navigate and clear, great start up offers and interest rates Reviewed on: 16th April 2026

Fantastic app with excellent customer service

Amazing app, user friendly and transparent, with competitive interest rate Reviewed on: 16th April 2026

No issues with Zopa at all - very easy to use the app.

No issues with Zopa at all - very easy to use the app. Reviewed on: 16th April 2026

Zopa is a zinger!

I have adopted Zopa bank as my main bank because the easily navigated, interactive dashboard on the App allows me to manage my money easily and securely. Reviewed on: 16th April 2026

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