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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Easy to navigate, great returns.

Saw Zopa on Money Saving Expert. Seemed too good to be true but they deliver on their promises. Highly recommended. Easy to navigate, great returns. Reviewed on: 16th April 2026

Does what it says on the tin!

Does what it says on the tin!! Great % rate. Great that you can have 2 + accounts! Reviewed on: 16th April 2026

Easy to open account, no issues since opening it

Easy to open account, no issues since opening it Reviewed on: 16th April 2026

Excellent app very easy to use.

Excellent app very easy to use. Easy to see different pots for savings and for holiday etc very user friendly Reviewed on: 16th April 2026

Nice little earner

Easy to use app, and clear term and conditions. Great way to bank Reviewed on: 16th April 2026

Does all it says on the Biscuit Tin and more...

Does all it says on the Biscuit Tin and more Reviewed on: 16th April 2026

Definitely welcomed with that reward!

Loved the welcome reward when you get recommended by a friend! Reviewed on: 16th April 2026

Wish I'd opened an account sooner.

Eay to use app that has excellent features, competitive rates, and first-class fraud protection schemes in place. Reviewed on: 16th April 2026

Zopa Excellence

The ease with opening my Biscuit account along with my regular saver was excellent. Reviewed on: 16th April 2026

Straight forward

Straight forward process. Easy app. Good communication. Reviewed on: 16th April 2026

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