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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Excellent app very easy to use.

Excellent app very easy to use. Easy to see different pots for savings and for holiday etc very user friendly Reviewed on: 16th April 2026

Nice little earner

Easy to use app, and clear term and conditions. Great way to bank Reviewed on: 16th April 2026

Does all it says on the Biscuit Tin and more...

Does all it says on the Biscuit Tin and more Reviewed on: 16th April 2026

Definitely welcomed with that reward!

Loved the welcome reward when you get recommended by a friend! Reviewed on: 16th April 2026

Wish I'd opened an account sooner.

Eay to use app that has excellent features, competitive rates, and first-class fraud protection schemes in place. Reviewed on: 16th April 2026

Zopa Excellence

The ease with opening my Biscuit account along with my regular saver was excellent. Reviewed on: 16th April 2026

Straight forward

Straight forward process. Easy app. Good communication. Reviewed on: 16th April 2026

Reviews..

Made the account, been okay since i started using it. referred one friend and he referred 3 others Reviewed on: 16th April 2026

I only just joined current account, so probably im s...

I only just joined current account, so probably im still too new to comment, but so far my experience has been very good, the online helpdesk is always there to help. Reviewed on: 16th April 2026

Excellent service and app.

Excellent service and app. Competitive rates Reviewed on: 16th April 2026

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