Write a review

Newsletter

Go to business site

Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

View other Zopa products

4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

Read all reviews Write a review

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Reviews..

Made the account, been okay since i started using it. referred one friend and he referred 3 others Reviewed on: 16th April 2026

I only just joined current account, so probably im s...

I only just joined current account, so probably im still too new to comment, but so far my experience has been very good, the online helpdesk is always there to help. Reviewed on: 16th April 2026

Excellent service and app.

Excellent service and app. Competitive rates Reviewed on: 16th April 2026

Easy to set up bank account.

Easy to set up bank account. Great experience so far. Would recommend to others. Reviewed on: 16th April 2026

Excellent customer service and easy to manage accoun...

Excellent customer service and easy to manage account with Apple pay 5 stars I would highly recommend. Reviewed on: 16th April 2026

Zopa’s savings rates are market leading and the app...

Zopa’s savings rates are market leading and the app is a dream to use. Reviewed on: 16th April 2026

Great Bank

I have been a customer with Zopa for quite a while now, and my experience has been nothing short of exceptional. When looking for a place to manage my finances, my primary goal was to find a bank that combined competitive returns with effortless usability, and Zopa has delivered on both fronts consistently. First and foremost, their interest rates are excellent. In a market where many traditional banks offer measly returns, Zopa consistently remains at the top of the leaderboards. Whether you are looking at their easy-access "Smart Saver" pots or their fixed-term products, the value they provide to savers is genuinely impressive. It’s refreshing to feel like your money is actually working for you. The mobile app is another standout feature. It is incredibly intuitive, sleek, and very easy to navigate. I’ve used several banking apps over the years, but Zopa’s interface is by far the most user-friendly. Setting up "boosted" pots or moving money between accounts happens in seconds, which makes managing a budget feel like a breeze rather than a chore. In terms of reliability, I cannot fault their service. Throughout my time with them, I have had no issues at all. Every transaction has been processed smoothly, and the transparency of their communication is top-tier. If you are looking for a trustworthy, tech-forward bank that actually rewards your loyalty with great rates, I cannot recommend Zopa highly enough. They have truly mastered the balance of great tech and great value. Reviewed on: 16th April 2026

Super easy to set up, great benefits

Super easy to set up, great benefits that you can't find with other banks, what else can one ask for? Reviewed on: 16th April 2026

Easy to set up, app is easy to navigate and clear, g...

Easy to set up, app is easy to navigate and clear, great start up offers and interest rates Reviewed on: 16th April 2026

Fantastic app with excellent customer service

Amazing app, user friendly and transparent, with competitive interest rate Reviewed on: 16th April 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current Account
from permanent tsb 3.20 from 15 reviews
Student Current Account
from Lloyds Bank 4.16 from 6 reviews
FlexStudent
from Nationwide 4.28 from 8 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44354 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub