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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6589 reviews)

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4.83

Based on 6,589 reviews, last reviewed 30th Apr 2026

84% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Great app

.super app great and easy to use Reviewed on: 16th April 2026

Zopa is brilliant.

Zopa is brilliant. I joined their bank at the start of the year and I love the ease of the app. I'm able to grow my money with their competitive interest rates and I always have access to it too. The one time I've had to contact customer service via the in app chat bot (I then got put through to a human), they were fantastic. Peter was his name! Polite and helped me solve my issue quickly. Reviewed on: 16th April 2026

Happy customer

Very straightforward, a bit different to the rest and decent interest rates Reviewed on: 16th April 2026

Nice and Good

Nice. Easy to use. Good rates. Very good offers. Reviewed on: 16th April 2026

Fast, friendly and efficient & great graphic design.

Fast, friendly and efficient and their graphic design is excelent. The pop up book for the card was fun. Reviewed on: 16th April 2026

Been using the App for a few months and it’s very ea...

Been using the App for a few months and it’s very easy to navigate and to make transfers. Reviewed on: 16th April 2026

Great live chat

Couldn’t find my PIN number engaged in live chat and was immediately advised how to find it Reviewed on: 16th April 2026

Great service

Excellent service, wide range of accounts, easy to set up online. Bank card delivered quickly and very easy to transfer direct debits and standing orders. Reviewed on: 16th April 2026

Great in every way, from banking to savings

Great in every way, from banking to savings Reviewed on: 16th April 2026

Great rates.

Great rates. No issues. Hoping rates will not drop. Otherwise we will switch. Reviewed on: 16th April 2026

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