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Zopa: Current account reviews

4.83
Based on 6,601 reviews, last reviewed 9th Sep 2026
99% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026
Stephen 's avatar
Stephen

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026
sarah h's avatar
sarah h

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6601)

No issues with Zopa at all - very easy to use the app.

4
No issues with Zopa at all - very easy to use the app. Reviewed on: 16th April 2026

Zopa is a zinger!

5
I have adopted Zopa bank as my main bank because the easily navigated, interactive dashboard on the App allows me to manage my money easily and securely. Reviewed on: 16th April 2026

Clear, Efficient & would fully recommend

5
Registering for an account was very easy, clear and was set up quickly. The app is set out well and intuitive to use. Great percentage return on regular saver. Reviewed on: 16th April 2026

Great interest rates and value for money

5
Great interest rates and value for money Reviewed on: 16th April 2026

Fantastic customer service and easy to use and navig...

5
Fantastic customer service and easy to use and navigate Reviewed on: 16th April 2026

Good rate, good customer service, and easy to naviga...

5
Good rate, good customer service, and easy to navigate webpage. Reviewed on: 16th April 2026

Customer-friendly and super rewards

5
Customer-friendly account with easy navigation in the app, and super interest rates, plus rewards bonus for direct debits. Reviewed on: 16th April 2026

It one of the easiest apps I’ve ever used for banking.

5
It one of the easiest apps I’ve ever used for banking. Reviewed on: 16th April 2026

My experience is very good, thank you.

5
My experience is very good, thank you. Reviewed on: 16th April 2026

Intuitive not clunky.

5
Intuitive not clunky. Highly recommend Reviewed on: 16th April 2026

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