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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

70% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Good cards debit and credit cards

Good cards debit and credit cards Reviewed on: 17th January 2026

Great experience with them would recommend to a friend

Great experience with them would recommend to a friend Reviewed on: 16th January 2026

High interest rate and easy to open account via app...

High interest rate and easy to open account via app in mobile phone Reviewed on: 16th January 2026

Having zopa is the best credit card help me so much...

Having zopa is the best credit card help me so much even with my bad credit score thank you Reviewed on: 16th January 2026

I did not had any problems with the account opening...

I did not had any problems with the account opening process and since then. Reviewed on: 16th January 2026

Happy chappy

Easy account application and updates are always provided Reviewed on: 16th January 2026

Zopa is so easy to use in day to day...

Zopa is so easy to use in day to day processing Reviewed on: 16th January 2026

Great account.

The account is very straightforward to use and the app really good. Reviewed on: 16th January 2026

Being quite a new customer with Zopa I have been qui...

Being quite a new customer with Zopa I have been quite surprised at the professionalism from Zopa and how Zopa explained and managed my requests, I have Banked with Barclays for some time and never had the customer service Zopa brings to the table Reviewed on: 16th January 2026

I love Zopa

I love the savings I have with Zopa never saved before til I joined with them and they also gave me a chance with a credit card when no one ale did Reviewed on: 16th January 2026

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