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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

70% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Zopa is easy access very updated app sleek design ea...

Zopa is easy access very updated app sleek design easy to manage and very trusted security. Giving you a great experience. Customer Service is always helpful and easy info on website. Totally trust Zopa. Reviewed on: 17th January 2026

Had no problems with Zopa I think it is a very good...

Had no problems with Zopa I think it is a very good bank to have. Reviewed on: 17th January 2026

Excellent current account

It's good to have interest paid on the balance of my account and to have 7.1 percent regular saver. Reviewed on: 17th January 2026

So easy to use and the Biscuit account is very useful.

So easy to use and the Biscuit account is very useful. Reviewed on: 17th January 2026

Peace of mind

So easy to contact, very knowledgeable staff Reviewed on: 17th January 2026

Sweet savings with Biscuit

So easy to open an account- including a superb regular savers account. Excellent service, excellent app - highly recommended. Reviewed on: 17th January 2026

Ama ing service really helpful when in a bad place f...

Ama ing service really helpful when in a bad place financially Reviewed on: 17th January 2026

Very happy with Zopa

Very happy with Zopa and the service I it gives Reviewed on: 17th January 2026

A nice and simple bank account with great extra oppo...

A nice and simple bank account with great extra opportunities Reviewed on: 17th January 2026

Very easy to use payment method fantastic and fast.

Very easy to use payment method fantastic and fast. You pay your credit and it’s instantly in your account. Reviewed on: 17th January 2026

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