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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6599 reviews)

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4.82

Based on 6,599 reviews, last reviewed 13th Aug 2026

99% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Innovative design and seamless delivery of products... Innovative design and seamless delivery of products and services Reviewed on: 13th August 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6599)

Very happy and easy to manage my money

Very happy and easy to manage my money Reviewed on: 17th January 2026

Saving made simple

Started saving with Zopa and receive higher interest rate than anywhere else - over 7% saving £300 pcm. Easy transaction from my current account to Zopa Savings. Reviewed on: 17th January 2026

I started with zopa when it used a beta app and am s...

I started with zopa when it used a beta app and am still a happy customer and would recommend to everyone Reviewed on: 17th January 2026

easy to set, good app and leading rates

easy to set, good app and leading rates Reviewed on: 17th January 2026

Modern banking done right.

They offer exceptionally high interest rates, and the app is really clear and user friendly. I am very active at managing savings across accounts and zopa helps make things easy. Reviewed on: 17th January 2026

Such an easy app to use, nice big letters

Such an easy app to use, nice big letters Reviewed on: 17th January 2026

Easy to setup and very simple app.

Easy to setup and very simple app. Best interest rate as well. Reviewed on: 17th January 2026

Best interest rate around even after BOE rate cuts

Best interest rate around even after BOE rate cuts Reviewed on: 17th January 2026

Responsible banking practices

I have utilised the loan service, savings, credit card and banking services. Everything is straightforward and easy to use. The savings has helped me to create a small pot for the first time in my life. When I didn't use my credit card for a year, it was automatically closed which I was very pleased about as it demonstrated considerate and responsible banking practice. Reviewed on: 17th January 2026

Great app, expanding set of top rate features and pr...

Great app, expanding set of top rate features and products Reviewed on: 17th January 2026

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