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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

70% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Zopa Take the Biscuit !

Opening the account was super easy ...love the clarity and ease of use of the app...also love the fab interest rates on my savings !! Reviewed on: 16th January 2026

Best bank around ever Very polite and not intimidating

Best bank around ever Very polite and not intimidating Reviewed on: 16th January 2026

Great service - easy to use app, brilliant rates.

Great service - easy to use app, brilliant rates. Very happy with the bank overall and have got my brothers to join up as well. Reviewed on: 16th January 2026

For sure a good bank to consider.

For sure a good bank to consider. Reviewed on: 16th January 2026

Why? Why not!

Great interest rates. Easy to open app. Reviewed on: 16th January 2026

simple to move money between my other accounts and m...

simple to move money between my other accounts and my Zip account. Siomilar found between biscuit account and zopa savings accounts. Reviewed on: 16th January 2026

Good current and savings account, easy to set up and...

Good current and savings account, easy to set up and use Reviewed on: 16th January 2026

Cashback on bills is a great bonus

It’s great that i can get cashback on my bills when paying by direct debit. The app is really easy to use. Customer service has been really helpful in answering my questions. Reviewed on: 16th January 2026

Love my Zopa account!

Love my Zopa account! Excellent savings rate, brilliant benefits and the app is super easy to use. It's now my main bank account thanks to cash back on direct debits, interest on current account and market leading savings accounts Reviewed on: 16th January 2026

Fantastic bank with excellent savings accounts

Fantastic bank easy to open accounts and save more with fantastic interest rates and I love that I can set up different saving pots for different goals and this helps me keep on track and encourages me to save more Reviewed on: 16th January 2026

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