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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

54% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Zopa have been understanding and have always been there

Zopa have been understanding and have always been there Reviewed on: 15th January 2026

Brilliant service easy to contact 10 out of 10

Brilliant service easy to contact 10 out of 10 Reviewed on: 15th January 2026

Excellent interest rates.

Excellent interest rates. Very easy to open accounts Reviewed on: 15th January 2026

Great at offering services that are affordable and m...

Great at offering services that are affordable and manageable easy straightforward applications Reviewed on: 15th January 2026

Fantastic

Absolutely fantastic interest rates, and the app is super simple and easy to understand! Reviewed on: 15th January 2026

Faultless service and App good perks like cashback f...

Faultless service and App good perks like cashback for direct debits , what’s not to like. Reviewed on: 15th January 2026

Smooth&Easy

So easy and smooth to use. No effort required. Transferring money in and out so easy. Reviewed on: 15th January 2026

Perfect place for my money!

Great options for saving, including a market beating regular saver. There's also generous cashback on its current account Biscuit for bills which has helped me reduce the cost of living. The app is really easy to use, everything is clearly laid out and there's lots of help and information available without having to try communicating with a chatbot. Reviewed on: 15th January 2026

Easy application and very good customer support

Easy application and very good customer support Reviewed on: 15th January 2026

All dealt with on line & very easy to set...

All dealt with on line & very easy to set up & use Reviewed on: 15th January 2026

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