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Zopa: Current account reviews

4.94
Based on 5,761 reviews, last reviewed 2nd Mar 2026
273500% increase in 5 star reviews
in the past 90 days
1200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use app, no problems at all and good... Easy to use app, no problems at all and good rates Reviewed on: 2nd March 2026
Xrwinger 's avatar
Xrwinger

Latest lowest rating:

2

It's not a proper Bank. It's not a proper Bank. It doesn't show your Biscuit Current account when you log into their website. The transaction dates do not match at times. Reviewed on: 21st February 2026
Saver's avatar
Saver

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (5761)

Great bank easy access very straightforward banking

5
Great bank easy access very straightforward banking Reviewed on: 15th January 2026

Amazing service.

5
Amazing service, never causes me a problem! Reviewed on: 15th January 2026

User friendly app quick and simple to navigate

5
User friendly app quick and simple to navigate Reviewed on: 15th January 2026

Everything about Zopa is great.

5
Everything about Zopa is great. Great app, great products Reviewed on: 15th January 2026

The best of nearly everything in one app?

5
I now have a bank account with debit card, interest and other bonuses including cashback on direct debits, as well as custom savings pots with higher interest plus boosted pots (lockup periods) with even higher interest, and ISA pots with competitive interest rates, all in one app. The only piece in missing is a credit card because at the moment the rates on my old one are still better, but I expect that to change eventually. I have almost everything in one place, with more flexibility and almost without compromise. Reviewed on: 15th January 2026

Many good features,not available as a package at com...

4
Many good features,not available as a package at competitor banks,old & new. Reviewed on: 15th January 2026

The app is very easy to use and customer friendly.

5
The app is very easy to use and customer friendly. I get updates everytime and I have options to set them off if I want. Reviewed on: 15th January 2026

Iv never had any trouble with the bank staff ate alw...

5
Iv never had any trouble with the bank staff ate always friendly ready to help Reviewed on: 15th January 2026

Great new banking app.

5
Great new banking app. Offering a great regular saver rate. Reviewed on: 15th January 2026

High interest offered on savings and current account...

5
High interest offered on savings and current account balance, great service Reviewed on: 15th January 2026

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