Write a review

Newsletter

Go to business site

Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6599 reviews)

View other Zopa products

4.82

Based on 6,599 reviews, last reviewed 13th Aug 2026

99% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Innovative design and seamless delivery of products... Innovative design and seamless delivery of products and services Reviewed on: 13th August 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

Read all reviews Write a review

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6599)

Start my saving was the biggest problem, but after t...

Start my saving was the biggest problem, but after that everything ran smoothly. Reviewed on: 15th January 2026

They gave me my first credit card and they have been...

They gave me my first credit card and they have been great in teaching me how to manage it Reviewed on: 15th January 2026

Zopa understands their customers needs.

Zopa understands their customers needs. They are always there to listen and help without judgement. It’s very easy to communicate with their customer service team who are always eager to assist. I wouldn’t hesitate to recommend them to my friends and family members. Reviewed on: 15th January 2026

Easy Internet banking and savings

Thought it was a bit of a joke at first money for opening an account but it was true so I decided to open a savings account as it offered a great rate and easy access if needed so I have mentioned it to a few friends Reviewed on: 15th January 2026

I wish all apps were like this one.

Easy to set up, navigate and perform all necessary banking functions, all wrapped up in one user friendly app…………… what’s not to like? Reviewed on: 15th January 2026

Excellent

Excellent Easy to navigate. Good rate of interest Reviewed on: 15th January 2026

Great find for my money

Easy to use app. Great interest rates. Reviewed on: 15th January 2026

Reliable ,professional and helpful

Reliable ,professional and helpful Reviewed on: 15th January 2026

I was offered an account early on and have no issues.

I was offered an account early on and have no issues. The savings and investments have made it easier for me to plan for the future Reviewed on: 15th January 2026

Stress Free Process

I had an easy and pleasant experience applying for a Zopa loan. Excellent options and great app to track re-payments. Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current account
from Barclays 4.33 from 4961 reviews
Classic Account
from Lloyds Bank 3.91 from 801 reviews
Reward Silver account
from NatWest 4.46 from 167 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44351 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub