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Zopa: Current account reviews

Name: Current account
Rating: 4.94 (5763 reviews)

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4.94

Based on 5,763 reviews, last reviewed 2nd Mar 2026

273600% increase in 5 star reviews

in the past 90 days

1200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ m quite happy with how easy it is to use the app. I’ m quite happy with how easy it is to use the app. Being able to have different pots to separate my saving is excellent. Reviewed on: 2nd March 2026

Latest lowest rating:

2

It's not a proper Bank. It's not a proper Bank. It doesn't show your Biscuit Current account when you log into their website. The transaction dates do not match at times. Reviewed on: 21st February 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (5763)

Great experience with savings accounts

Great experience with savings accounts Reviewed on: 15th January 2026

Brilliant!

Brilliant experience all round. Thank you. Reviewed on: 15th January 2026

Excellent service

Really easy to apply. Everything on the Zopa app at a glance and easy to navigate. Excellent customer service although all online was easy on the online chat. Great interest rates on savings accounts. Reviewed on: 15th January 2026

Fairly decent challenger bank with good returns.

Fairly decent challenger bank with good returns. App can be slow to transfer money, even from internal accounts Reviewed on: 15th January 2026

Very good help

Very much help, every services its very quick Reviewed on: 15th January 2026

I am very pleased with how they dealt my application...

I am very pleased with how they dealt my application, and very helpful and have had no problems with my card. Reviewed on: 15th January 2026

Good Quality Service

I started using Zopa as a credit card for a low credit rating user, I've been really happy with their service on that card and with their biscuit account since it opened. Reviewed on: 15th January 2026

Excellent, reliable banking without the fuss or paid...

Excellent, reliable banking without the fuss or paid-for perks. Reviewed on: 15th January 2026

Great card to start to build your credit rating.

Great card to start to build your credit rating. Affordable limit and great re payment terms. Easy to use and understand app that keeps you updated on all spends, limit etc. Reviewed on: 15th January 2026

Excellent easy hassle free service

Excellent easy hassle free service Reviewed on: 15th January 2026

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