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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

54% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Start my saving was the biggest problem, but after t...

Start my saving was the biggest problem, but after that everything ran smoothly. Reviewed on: 15th January 2026

They gave me my first credit card and they have been...

They gave me my first credit card and they have been great in teaching me how to manage it Reviewed on: 15th January 2026

Zopa understands their customers needs.

Zopa understands their customers needs. They are always there to listen and help without judgement. It’s very easy to communicate with their customer service team who are always eager to assist. I wouldn’t hesitate to recommend them to my friends and family members. Reviewed on: 15th January 2026

Easy Internet banking and savings

Thought it was a bit of a joke at first money for opening an account but it was true so I decided to open a savings account as it offered a great rate and easy access if needed so I have mentioned it to a few friends Reviewed on: 15th January 2026

I wish all apps were like this one.

Easy to set up, navigate and perform all necessary banking functions, all wrapped up in one user friendly app…………… what’s not to like? Reviewed on: 15th January 2026

Excellent

Excellent Easy to navigate. Good rate of interest Reviewed on: 15th January 2026

Great find for my money

Easy to use app. Great interest rates. Reviewed on: 15th January 2026

Reliable ,professional and helpful

Reliable ,professional and helpful Reviewed on: 15th January 2026

I was offered an account early on and have no issues.

I was offered an account early on and have no issues. The savings and investments have made it easier for me to plan for the future Reviewed on: 15th January 2026

Stress Free Process

I had an easy and pleasant experience applying for a Zopa loan. Excellent options and great app to track re-payments. Reviewed on: 15th January 2026

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