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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Good interest rates and app

Good interest rates and app, good balance of features and services offered. Could have better offers available. Reviewed on: 16th April 2026

2% cash back, 7 % deposit income is awesome.

2% cash back, 7 % deposit income is awesome. Reviewed on: 16th April 2026

Great interest rate and easy to access on line

Great interest rate and easy to access on line Reviewed on: 16th April 2026

Zopa app easy to navigate and make decisions in minu...

Zopa app easy to navigate and make decisions in minutes. Reviewed on: 16th April 2026

A fantastic bank.

A fantastic bank. The best interest rates and they don’t bombard me with emails. Perfect! Reviewed on: 16th April 2026

Quick and easy to set up.

Quick and easy to set up. Card came very quickly and my £15 was in my account in less than 2 weeks. Reviewed on: 16th April 2026

Its an easy app to use all the accounts are neatly p...

Its an easy app to use all the accounts are neatly placed out and easy access Reviewed on: 16th April 2026

Everything easy great everyday service

Everything easy great everyday service Reviewed on: 16th April 2026

Ever since applying i have been impressed, all the p...

Ever since applying i have been impressed, all the process from beginning to setup biscuit have been faultless, i highly recommend this account Reviewed on: 16th April 2026

I like the regular saver but ideally I’d like more o...

I like the regular saver but ideally I’d like more options to retain that rate of savings. I’d also prefer if the card were a little bit more “grownup” and professional. Reviewed on: 16th April 2026

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