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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Zopa app easy to navigate and make decisions in minu...

Zopa app easy to navigate and make decisions in minutes. Reviewed on: 16th April 2026

A fantastic bank.

A fantastic bank. The best interest rates and they don’t bombard me with emails. Perfect! Reviewed on: 16th April 2026

Quick and easy to set up.

Quick and easy to set up. Card came very quickly and my £15 was in my account in less than 2 weeks. Reviewed on: 16th April 2026

Its an easy app to use all the accounts are neatly p...

Its an easy app to use all the accounts are neatly placed out and easy access Reviewed on: 16th April 2026

Everything easy great everyday service

Everything easy great everyday service Reviewed on: 16th April 2026

Ever since applying i have been impressed, all the p...

Ever since applying i have been impressed, all the process from beginning to setup biscuit have been faultless, i highly recommend this account Reviewed on: 16th April 2026

I like the regular saver but ideally I’d like more o...

I like the regular saver but ideally I’d like more options to retain that rate of savings. I’d also prefer if the card were a little bit more “grownup” and professional. Reviewed on: 16th April 2026

Easy app.

Easy app. Easy to see all accounts on one page Reviewed on: 16th April 2026

Zopa is worth the switch

Signed up to Zopa to get advantage of their interest rates but quickly decided to make this my main bank account going forward Reviewed on: 16th April 2026

Customer Service has been brilliant.

Customer Service has been brilliant. I've used both web chat and had phone calls and both had been answered in reasonable times and my questions answered with detail and clarity. App works very well and rates are competitive. I really like the pots in the savings which helps me to budget my finances. Reviewed on: 16th April 2026

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