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Zopa: Current account reviews

4.94
Based on 5,946 reviews, last reviewed 15th Mar 2026
564200% increase in 5 star reviews
in the past 90 days
1200% increase in 1 star reviews
in the past 90 days
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96%
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Latest highest rating:

5

Zopa Current account with interest! There is no other current account on the market or at least to my knowledge that offers an interest rate to help increase my current account value so ... Read more Reviewed on: 15th March 2026
Josh S's avatar
Josh S

Latest lowest rating:

2

It's not a proper Bank. It's not a proper Bank. It doesn't show your Biscuit Current account when you log into their website. The transaction dates do not match at times. Reviewed on: 21st February 2026
Saver's avatar
Saver

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (5946)

Provided the account i wanted when i wantedeasy acce...

5
Provided the account i wanted when i wantedeasy access to information via app Reviewed on: 15th January 2026

First class

5
First class - easy to use. Love the higher rate savings account Reviewed on: 15th January 2026

Magnifico

5
Very good, excellent, is the best bank Reviewed on: 15th January 2026

Simle Banking

5
Easy app, good rates & already got 2 others with them. Reviewed on: 15th January 2026

Always really helpful, nothing more to add

5
Always really helpful, nothing more to add Reviewed on: 15th January 2026

A trusted and responsible Bank

5
Zopa has provided me with support and helpful financial advice for the past 5 years.I wouldn't hesitate in recommending Zooa to anyone. Reviewed on: 15th January 2026

User friendly App, access to great competitive savin...

5
User friendly App, access to great competitive savings rates & opportunities to earn cash back Reviewed on: 15th January 2026

Excellent company on all aspects.

5
Excellent company on all aspects, credit card, loans and bank account. Fully transparent and incredibly easier to app. Reviewed on: 15th January 2026

Just brilliant.

5
Just brilliant. Wouldn't use any other bank now. Never thought i would be able to do online banking but zopa make it so easy Reviewed on: 15th January 2026

Simple and easy to use app.

5
Simple and easy to use app.Stress free banking! Reviewed on: 15th January 2026

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