Smart Money People Logo

Zopa: Current account reviews

4.93
Based on 6,589 reviews, last reviewed 30th Apr 2026
33% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026
Adam's avatar
Adam

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026
Maxwell Gridley's avatar
Maxwell Gridley

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Current account reviews (6589)

High savings rates and app very easy to use

5
High savings rates and app very easy to use Reviewed on: 15th January 2026

Saving made easy

5
Very easy and good service. Account and saving easy set up Reviewed on: 15th January 2026

Taking the biscuit in the best way

5
High interest rates and good customer service, all within an easy to use app! Reviewed on: 15th January 2026

Its a fantastic bank account to have

5
Its a fantastic bank account to have Reviewed on: 15th January 2026

App is very easy to use and navigate.

5
App is very easy to use and navigate. Also the best interest rate I could find Reviewed on: 15th January 2026

Been really good helpful always someone available if...

5
Been really good helpful always someone available if ypu need help Reviewed on: 15th January 2026

I am a very happy client.

5
I am a very happy client. Never found any difficulty reaching out for any issues. They are super friendly and always happy to help. And that is one of the great peace of mind. Reviewed on: 15th January 2026

I can always depend on Zopa for a my simple banking...

5
I can always depend on Zopa for a my simple banking needs. Reviewed on: 15th January 2026

Great interest rates.

5
Great interest rates. Very good app. Easy transfers. Reviewed on: 15th January 2026

Good banking experience to date.

5
Good banking experience to date. Quite competitive, but as all banks need to do better Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1545 reviews
    Zopa
  • Personal loan

    from Zopa 4.95 from 69082 reviews
    Zopa
  • Credit card

    from Zopa 4.94 from 44342 reviews
    Zopa
    View all products