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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6600 reviews)

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4.82

Based on 6,600 reviews, last reviewed 20th Aug 2026

99% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6600)

It’s Great

Great.its great. Its really great Reviewed on: 15th January 2026

Simple, seamless transactions

Such a simple setup, providing easy payments and deposits. Connecting with the Smart Savings Hub, gives me a great rate of interest and daily updates. Reviewed on: 15th January 2026

Everything about having a Zopa account is excellent.

Everything about having a Zopa account is excellent from opening to ease of use and information provided, oh they also provide fantastic savings rates. Reviewed on: 15th January 2026

Fantastic service customer support great just change...

Fantastic service customer support great just changed from my bank which I had for over 20 years to zopa Reviewed on: 15th January 2026

I am very happy with a 7.

I am very happy with a 7.5 AER where monthly you add money and it grows up Reviewed on: 15th January 2026

Credit card and debit card

I have credit card and every few month they let you to increase a limit what is good. And I have a biscuit account very happy Reviewed on: 15th January 2026

Biscuit Account knocks spots off opposition!

Easy to open account, pleased with interest on current account, savings accounts with pots for flexibility and high rate of interest on monthly regular saver. Reviewed on: 15th January 2026

Efficient and modern banking experience.

Efficient and modern banking experience. Reviewed on: 15th January 2026

Best Bank

They have been a great service to me Reviewed on: 15th January 2026

Great set up, love the app.

Great set up, love the app based processes and account management. Reviewed on: 15th January 2026

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