Paid advertisement
Smart Money People Logo
Newsletter

Zopa: Current account reviews

4.82
Based on 6,600 reviews, last reviewed 20th Aug 2026
99% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026
Stephen 's avatar
Stephen

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026
K's avatar
K

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Current account reviews (6600)

Does what it says

5
No issues to speak of, self explanatory in the app Reviewed on: 15th January 2026

The app makes things easy to navigate.

5
The app makes things easy to navigate. Good interest rates. Reviewed on: 15th January 2026

Totally happy with app and interest rates

5
Totally happy with app and interest rates Reviewed on: 15th January 2026

Beyond expectations

5
Every thing I expect from a bank has been supplied above and beyond expectations. Reviewed on: 15th January 2026

Good customer service, good app

5
Good customer service, good app and very easy to use Reviewed on: 15th January 2026

Easy like Sunday morning

5
The service I have received and the ease of day to day banking is so much better than my previous bank. Reviewed on: 15th January 2026

I opened a credit card account plus a current accoun...

5
I opened a credit card account plus a current account both been stress free had an increase in credit limit within 6 months which is handy. Reviewed on: 15th January 2026

Us a friendly website and app good customer service

5
Us a friendly website and app good customer service Reviewed on: 15th January 2026

Excellent customer service and great product

5
Excellent customer service and great product quality. Reviewed on: 15th January 2026

Easy accesss to your money...

5
Easy to use, easy to access accounts, quick updates after using accounts. All account overviews visible on a single page. Offers emailed when available Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69089 reviews
    Zopa
  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa
  • Credit card

    from Zopa 4.87 from 44353 reviews
    Zopa
    View all products