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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6596 reviews)

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4.83

Based on 6,596 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Happy with my biscuit current account but Happy with my biscuit current account but…. I get £30 cashback annually however not impressed that they offered new customers £80 cashback recently. L... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6596)

Good customer service, good app

Good customer service, good app and very easy to use Reviewed on: 15th January 2026

Easy like Sunday morning

The service I have received and the ease of day to day banking is so much better than my previous bank. Reviewed on: 15th January 2026

I opened a credit card account plus a current accoun...

I opened a credit card account plus a current account both been stress free had an increase in credit limit within 6 months which is handy. Reviewed on: 15th January 2026

Us a friendly website and app good customer service

Us a friendly website and app good customer service Reviewed on: 15th January 2026

Excellent customer service and great product

Excellent customer service and great product quality. Reviewed on: 15th January 2026

Easy accesss to your money...

Easy to use, easy to access accounts, quick updates after using accounts. All account overviews visible on a single page. Offers emailed when available Reviewed on: 15th January 2026

Excellent service and savings rates.

Excellent service and savings rates. Really like the pots for savings. Easy to use and manage money. Started using the current account as beta service a while back and that has worked well. Considering moving all banking to Zopa. Reviewed on: 15th January 2026

It’s all simple, responsive and proactive through th...

It’s all simple, responsive and proactive through the APP - and how it interacts between my Zopa current account, Credit Card and savings accounts - now through voice instructions - brilliant! Reviewed on: 15th January 2026

I find zopa to be a excellent credit card and has he...

I find zopa currant account to be excellent thank you jrh Reviewed on: 15th January 2026

Ever improving service from the launch

Ever improving service from the launch Reviewed on: 15th January 2026

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