Smart Money People Logo

Zopa: Current account reviews

4.93
Based on 6,588 reviews, last reviewed 27th Apr 2026
70% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026
Adam's avatar
Adam

Latest lowest rating:

2

Great till something goes wrong then it’s very diffi... Great till something goes wrong then it’s very difficult to get any answers or assistance from the team. Reviewed on: 16th April 2026
M Gregory's avatar
M Gregory

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Current account reviews (6588)

I find zopa to be a excellent credit card and has he...

5
I find zopa currant account to be excellent thank you jrh Reviewed on: 15th January 2026

Ever improving service from the launch

5
Ever improving service from the launch Reviewed on: 15th January 2026

Very easy to use the app.

5
Very easy to use the app. Excellent transfer of funds between accounts. Nice experience Reviewed on: 15th January 2026

Zopa gave me a credit card when I needed it they hav...

5
Zopa gave me a credit card when I needed it they have been fantastic in every way Thsnks you Reviewed on: 15th January 2026

Why I like Zopa

5
Helped me save Improved my credit rating allowing me to be more positive with money and financial commitments Reviewed on: 15th January 2026

Great all-round account and credit card good communi...

5
Great all-round account and credit card good communication good app best account I have had and only getting better Reviewed on: 15th January 2026

Zopa is fantastic!

5
Zopa is fantastic! The app is easy to use, and they have great interest rates on savings. Customer service is quick and helpful. Highly recommend for anyone looking for a reliable service. Reviewed on: 15th January 2026

I have used them for a while now and have already re...

5
I have used them for a while now and have already recommended them to friends a number of times. For loans, great savings account interest rates Reviewed on: 15th January 2026

I opened a Zopa account - and was so impressed the r...

5
I opened a Zopa account - and was so impressed the rest of my family ( 3 adults ) have also engaged with Zopa Reviewed on: 15th January 2026

Brilliant service and product from the moment i applied

5
Brilliant service and product from the moment i applied Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1545 reviews
    Zopa
  • Personal loan

    from Zopa 4.95 from 69081 reviews
    Zopa
  • Credit card

    from Zopa 4.94 from 44339 reviews
    Zopa
    View all products