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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6596 reviews)

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4.83

Based on 6,596 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Happy with my biscuit current account but Happy with my biscuit current account but…. I get £30 cashback annually however not impressed that they offered new customers £80 cashback recently. L... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6596)

Always had precise and clear information from Zopa .

Always had precise and clear information from Zopa . Understand each communication I have received and a pleasure to deal with knowing I’m in safe hands . No jargon and competitive Reviewed on: 15th January 2026

Best value bank account

I set up my Zopa bank account because of the direct debit cash back, it’s super value for money. The app is also really easy to use and the alerts are great. I had a challenge with one direct debit and the customer service was quick and helpful. Reviewed on: 15th January 2026

Easy to set up accounts and fund savings pots on the...

Easy to set up accounts and fund savings pots on the App. Reviewed on: 15th January 2026

Zopa biscuit - give it a dunk

Simple easy to use banking app, great savings rate at current time. Good customer service and regular communication would recommend and have done to friends and family alike! Reviewed on: 15th January 2026

Simple, fast and easy to deal with.

Simple, fast and easy to deal with. Reviewed on: 15th January 2026

Straightforward and rewarding

Easy to set up and use, great interest rates Reviewed on: 15th January 2026

Does what it says

No issues to speak of, self explanatory in the app Reviewed on: 15th January 2026

The app makes things easy to navigate.

The app makes things easy to navigate. Good interest rates. Reviewed on: 15th January 2026

Totally happy with app and interest rates

Totally happy with app and interest rates Reviewed on: 15th January 2026

Beyond expectations

Every thing I expect from a bank has been supplied above and beyond expectations. Reviewed on: 15th January 2026

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