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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6588 reviews)

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4.93

Based on 6,588 reviews, last reviewed 27th Apr 2026

70% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

2

Great till something goes wrong then it’s very diffi... Great till something goes wrong then it’s very difficult to get any answers or assistance from the team. Reviewed on: 16th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6588)

Totally happy with app and interest rates

Totally happy with app and interest rates Reviewed on: 15th January 2026

Beyond expectations

Every thing I expect from a bank has been supplied above and beyond expectations. Reviewed on: 15th January 2026

Good customer service, good app

Good customer service, good app and very easy to use Reviewed on: 15th January 2026

Easy like Sunday morning

The service I have received and the ease of day to day banking is so much better than my previous bank. Reviewed on: 15th January 2026

I opened a credit card account plus a current accoun...

I opened a credit card account plus a current account both been stress free had an increase in credit limit within 6 months which is handy. Reviewed on: 15th January 2026

Us a friendly website and app good customer service

Us a friendly website and app good customer service Reviewed on: 15th January 2026

Excellent customer service and great product

Excellent customer service and great product quality. Reviewed on: 15th January 2026

Easy accesss to your money...

Easy to use, easy to access accounts, quick updates after using accounts. All account overviews visible on a single page. Offers emailed when available Reviewed on: 15th January 2026

Excellent service and savings rates.

Excellent service and savings rates. Really like the pots for savings. Easy to use and manage money. Started using the current account as beta service a while back and that has worked well. Considering moving all banking to Zopa. Reviewed on: 15th January 2026

It’s all simple, responsive and proactive through th...

It’s all simple, responsive and proactive through the APP - and how it interacts between my Zopa current account, Credit Card and savings accounts - now through voice instructions - brilliant! Reviewed on: 15th January 2026

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