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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6600 reviews)

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4.82

Based on 6,600 reviews, last reviewed 20th Aug 2026

99% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6600)

They Are a great bank, there app have loads of featu...

They Are a great bank, there app have loads of features. they were able to help me when no one else could Reviewed on: 15th January 2026

Great app for payments and monitoring

Great app for payments and monitoring, but a little clunky for savings. Good savings options, and loans are available at competitive rates. Reviewed on: 15th January 2026

Zopa product and service

Being with Zopa for a few months now and have a current account and credit card and even a loan current account is excellent save you money and credit card is excellent product instress rates are excellent customer service is brilliant top notch can't fault anything i would no doubt recommend Zopa to family and friends 100% 10 out 10 i give brilliant company by far. Reviewed on: 15th January 2026

Totally Zopatastic

Brilliant app brilliant bank brilliant cash back reward.. Reviewed on: 15th January 2026

Always had precise and clear information from Zopa .

Always had precise and clear information from Zopa . Understand each communication I have received and a pleasure to deal with knowing I’m in safe hands . No jargon and competitive Reviewed on: 15th January 2026

Best value bank account

I set up my Zopa bank account because of the direct debit cash back, it’s super value for money. The app is also really easy to use and the alerts are great. I had a challenge with one direct debit and the customer service was quick and helpful. Reviewed on: 15th January 2026

Easy to set up accounts and fund savings pots on the...

Easy to set up accounts and fund savings pots on the App. Reviewed on: 15th January 2026

Zopa biscuit - give it a dunk

Simple easy to use banking app, great savings rate at current time. Good customer service and regular communication would recommend and have done to friends and family alike! Reviewed on: 15th January 2026

Simple, fast and easy to deal with.

Simple, fast and easy to deal with. Reviewed on: 15th January 2026

Straightforward and rewarding

Easy to set up and use, great interest rates Reviewed on: 15th January 2026

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