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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6596 reviews)

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4.83

Based on 6,596 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Happy with my biscuit current account but Happy with my biscuit current account but…. I get £30 cashback annually however not impressed that they offered new customers £80 cashback recently. L... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6596)

Very friendly and very helpful a five star bank wou...

Very friendly and very helpful a five star bank would recommend them to anyone Been with them for a while now been with another bank for 17 years wish I could have been with Zopa all that time ago Reviewed on: 15th January 2026

Excellent online banking.

Excellent online banking. Easy to use. Savings account interest very good Reviewed on: 15th January 2026

Great online banking very professional and easy to u...

Great online banking very professional and easy to understand is would highly recommend zopa Reviewed on: 15th January 2026

Excellent every way , never a problem so easy to...

Excellent in every way , never a problem so easy to use Reviewed on: 15th January 2026

Just a Great Bank to deal with.

With a Current account, credit card, Savings accounts, and a loan (now paid off) ZOPA have been amazing. Always understanding to your needs and easy to deal with. Great App too. Reviewed on: 15th January 2026

Amazing - love all the features how they work togeth...

Amazing - love all the features how they work together from account to accounts Reviewed on: 15th January 2026

They Are a great bank, there app have loads of featu...

They Are a great bank, there app have loads of features. they were able to help me when no one else could Reviewed on: 15th January 2026

Great app for payments and monitoring

Great app for payments and monitoring, but a little clunky for savings. Good savings options, and loans are available at competitive rates. Reviewed on: 15th January 2026

Zopa product and service

Being with Zopa for a few months now and have a current account and credit card and even a loan current account is excellent save you money and credit card is excellent product instress rates are excellent customer service is brilliant top notch can't fault anything i would no doubt recommend Zopa to family and friends 100% 10 out 10 i give brilliant company by far. Reviewed on: 15th January 2026

Totally Zopatastic

Brilliant app brilliant bank brilliant cash back reward.. Reviewed on: 15th January 2026

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