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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6600 reviews)

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4.82

Based on 6,600 reviews, last reviewed 20th Aug 2026

99% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6600)

Excellent service and savings rates.

Excellent service and savings rates. Really like the pots for savings. Easy to use and manage money. Started using the current account as beta service a while back and that has worked well. Considering moving all banking to Zopa. Reviewed on: 15th January 2026

It’s all simple, responsive and proactive through th...

It’s all simple, responsive and proactive through the APP - and how it interacts between my Zopa current account, Credit Card and savings accounts - now through voice instructions - brilliant! Reviewed on: 15th January 2026

I find zopa to be a excellent credit card and has he...

I find zopa currant account to be excellent thank you jrh Reviewed on: 15th January 2026

Ever improving service from the launch

Ever improving service from the launch Reviewed on: 15th January 2026

Very easy to use the app.

Very easy to use the app. Excellent transfer of funds between accounts. Nice experience Reviewed on: 15th January 2026

Zopa gave me a credit card when I needed it they hav...

Zopa gave me a credit card when I needed it they have been fantastic in every way Thsnks you Reviewed on: 15th January 2026

Why I like Zopa

Helped me save Improved my credit rating allowing me to be more positive with money and financial commitments Reviewed on: 15th January 2026

Great all-round account and credit card good communi...

Great all-round account and credit card good communication good app best account I have had and only getting better Reviewed on: 15th January 2026

Zopa is fantastic!

Zopa is fantastic! The app is easy to use, and they have great interest rates on savings. Customer service is quick and helpful. Highly recommend for anyone looking for a reliable service. Reviewed on: 15th January 2026

I have used them for a while now and have already re...

I have used them for a while now and have already recommended them to friends a number of times. For loans, great savings account interest rates Reviewed on: 15th January 2026

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