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Zopa: Current account reviews

4.83
Based on 6,596 reviews, last reviewed 17th Jun 2026
89% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Happy with my biscuit current account but Happy with my biscuit current account but…. I get £30 cashback annually however not impressed that they offered new customers £80 cashback recently. L... Read more Reviewed on: 17th June 2026
Corby's avatar
Corby

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026
K's avatar
K

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6596)

Very easy to use the app.

5
Very easy to use the app. Excellent transfer of funds between accounts. Nice experience Reviewed on: 15th January 2026

Zopa gave me a credit card when I needed it they hav...

5
Zopa gave me a credit card when I needed it they have been fantastic in every way Thsnks you Reviewed on: 15th January 2026

Why I like Zopa

5
Helped me save Improved my credit rating allowing me to be more positive with money and financial commitments Reviewed on: 15th January 2026

Great all-round account and credit card good communi...

5
Great all-round account and credit card good communication good app best account I have had and only getting better Reviewed on: 15th January 2026

Zopa is fantastic!

5
Zopa is fantastic! The app is easy to use, and they have great interest rates on savings. Customer service is quick and helpful. Highly recommend for anyone looking for a reliable service. Reviewed on: 15th January 2026

I have used them for a while now and have already re...

5
I have used them for a while now and have already recommended them to friends a number of times. For loans, great savings account interest rates Reviewed on: 15th January 2026

I opened a Zopa account - and was so impressed the r...

5
I opened a Zopa account - and was so impressed the rest of my family ( 3 adults ) have also engaged with Zopa Reviewed on: 15th January 2026

Brilliant service and product from the moment i applied

5
Brilliant service and product from the moment i applied Reviewed on: 15th January 2026

I trust Zopa.

5
I trust Zopa. That's perfect for me Reviewed on: 15th January 2026

Very good saving app.

5
Very good saving app.lots if information there Reviewed on: 15th January 2026

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