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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6596 reviews)

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4.83

Based on 6,596 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Happy with my biscuit current account but Happy with my biscuit current account but…. I get £30 cashback annually however not impressed that they offered new customers £80 cashback recently. L... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6596)

Zopa, are great, the App, the interest etc are all g...

Zopa, are great, the App, the interest etc are all great Reviewed on: 15th January 2026

Best curent account on the market at the moment, ple...

Best curent account on the market at the moment, plenty rewards Reviewed on: 15th January 2026

Best bank account I’ve ever had , very easy to contr...

Best bank account I’ve ever had , very easy to control my 3 accounts from the app, isa, bank account and credit card Reviewed on: 15th January 2026

Excellent bank by far

I have had and used Zopa for a few years, I have a loan, car finance with them and a Biscuit account, lovely bank great to talk too, and most of all, so helpful with my needs Reviewed on: 15th January 2026

Perfect service.

Perfect service. It is very flexible Reviewed on: 15th January 2026

Great banking experience with a great interest rate...

Great banking experience with a great interest rate on the current account. I've had no issues at all being able to sent money too or from the account. Secure payments online so no need to worry about miss payments. I've had no issues so not had to contact them at all. Reviewed on: 15th January 2026

Really good experience easy to navigate good rate of...

Really good experience easy to navigate good rate of interest. I’m in my seventies and can use the account on line with confidence Reviewed on: 15th January 2026

Excellent service great customer service and easy to...

Excellent service great customer service and easy to communicate with Reviewed on: 15th January 2026

Good interest rates.

Good interest rates. Slick service Reviewed on: 15th January 2026

Easy to understand, great savings rates

Very easy and straight forward process, and any time contacting the teams they are very helpful. And much better interest rates on savings. Reviewed on: 15th January 2026

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