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Zopa: Current account reviews

4.83
Based on 6,595 reviews, last reviewed 12th Jun 2026
90% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Compliant dealt with comprehensively I previously left a poor review for Zopa. I was waiting for a response to a complaint I had lodged as they hadn't given me a bonus I was entitled to. ... Read more Reviewed on: 12th June 2026
Maxwell Gridley's avatar
Maxwell Gridley

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026
K's avatar
K

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6595)

Great app, and excellent customer service when I’ve...

5
Great app, and excellent customer service when I’ve had queries Reviewed on: 15th January 2026

Zopa is the centre for budgeting excellence.

5
Zopa helps me with budgeting and daily finances. The interest rates are very competitive and customer services second to none. Reviewed on: 15th January 2026

Very good bank!!.

5
Been with them a long time never no issues quick responses 100% Reviewed on: 15th January 2026

Everything is so simple, customer service is quick w...

5
Everything is so simple, customer service is quick with a good knowledge Reviewed on: 15th January 2026

Absolutely no problems at all, easy to move money be...

5
Absolutely no problems at all, easy to move money between accounts and a good interest rate has certainly encouraged me to save more and you get cash back on your direct debits. I would very highly recommend Zopa. Reviewed on: 15th January 2026

Easy sign up, excellent support and offers.

5
Easy sign up, excellent support and offers. Intuitive app Reviewed on: 15th January 2026

simply a great credit card app saving opportunity go...

5
simply a great credit card app saving opportunity good and the new biscuit account is great Reviewed on: 15th January 2026

Always found my experience to be a positive experien...

5
Always found my experience to be a positive experience the services that Zopa offer are fantastic and a great rate Reviewed on: 15th January 2026

Fast to set up , easy to navigate app.

5
Fast to set up , easy to navigate app. Bank account so simple to use . Customer service super. Reviewed on: 15th January 2026

Easy to use and sign up , enjoying the app...

5
Easy to use and sign up , enjoying the app atm Reviewed on: 15th January 2026

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