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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6600 reviews)

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4.82

Based on 6,600 reviews, last reviewed 20th Aug 2026

99% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6600)

Excellent Service

So far without exception my dealings and support have been second to none. Reviewed on: 15th January 2026

Easy to access and good interest rates

Easy to access and good interest rates Reviewed on: 15th January 2026

Banking at a new level.

Very easy to navigate, banking at it's best. Reviewed on: 15th January 2026

Fantastic and easy to manage!

It is fantastic having the different pots all in one place, providing customers with great interest rates. Reviewed on: 15th January 2026

App-solutely brilliant

Very easy app and great customer updates Reviewed on: 15th January 2026

Great app, and excellent customer service when I’ve...

Great app, and excellent customer service when I’ve had queries Reviewed on: 15th January 2026

Zopa is the centre for budgeting excellence.

Zopa helps me with budgeting and daily finances. The interest rates are very competitive and customer services second to none. Reviewed on: 15th January 2026

Very good bank!!.

Been with them a long time never no issues quick responses 100% Reviewed on: 15th January 2026

Everything is so simple, customer service is quick w...

Everything is so simple, customer service is quick with a good knowledge Reviewed on: 15th January 2026

Absolutely no problems at all, easy to move money be...

Absolutely no problems at all, easy to move money between accounts and a good interest rate has certainly encouraged me to save more and you get cash back on your direct debits. I would very highly recommend Zopa. Reviewed on: 15th January 2026

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