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Zopa: Current account reviews

4.82
Based on 6,600 reviews, last reviewed 20th Aug 2026
99% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026
Stephen 's avatar
Stephen

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026
K's avatar
K

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6600)

Easy sign up, excellent support and offers.

5
Easy sign up, excellent support and offers. Intuitive app Reviewed on: 15th January 2026

simply a great credit card app saving opportunity go...

5
simply a great credit card app saving opportunity good and the new biscuit account is great Reviewed on: 15th January 2026

Always found my experience to be a positive experien...

5
Always found my experience to be a positive experience the services that Zopa offer are fantastic and a great rate Reviewed on: 15th January 2026

Fast to set up , easy to navigate app.

5
Fast to set up , easy to navigate app. Bank account so simple to use . Customer service super. Reviewed on: 15th January 2026

Easy to use and sign up , enjoying the app...

5
Easy to use and sign up , enjoying the app atm Reviewed on: 15th January 2026

Very easy to set up and no problems with anything...

5
Very easy to set up and no problems with anything Reviewed on: 15th January 2026

Great bank , app really easy to use good interest ra...

5
Great bank , app really easy to use good interest rates ….!! Reviewed on: 15th January 2026

Great app and account availability.

5
Great app and account availability. Simple to use . Reviewed on: 15th January 2026

Just a great bank, second to none customer service e...

5
Just a great bank, second to none customer service easy app to youse, transparent in every way Reviewed on: 15th January 2026

My experience with Zopa has been excellent overall!

5
My experience with Zopa has been excellent overall! They provide excellent interest rates with easy access if something unexpected happens unlike some banks you have instant access to your funds! Reviewed on: 15th January 2026

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