Paid advertisement
Smart Money People Logo
Newsletter

Zopa: Current account reviews

4.82
Based on 6,600 reviews, last reviewed 20th Aug 2026
99% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026
Stephen 's avatar
Stephen

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026
K's avatar
K

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Current account reviews (6600)

Excellent service easy to use with very good products.

5
Excellent service easy to use with very good products. Reviewed on: 15th January 2026

Easy to use and very competitive interest rates

5
Easy to use and very competitive interest rates on cash savings. Simple ways to monitor and transfer funds. Fast transfers. Reviewed on: 15th January 2026

Cannot fault Zopa.

5
Zopa has been the most customer friendly account I've ever used. From the user friendly app to the speed of adjusting your balance when making a payment. Other Credit Card can take up to 6 hours. At the moment cannot fault Zopa. Reviewed on: 15th January 2026

Good app easy to use along with a credit card...

5
Good app easy to use along with a credit card Reviewed on: 15th January 2026

Great outfit, you know exactly where you are!

5
Great outfit, you know exactly where you are! Reviewed on: 15th January 2026

Just a brilliant service always there for support i...

5
Just a brilliant service always there for support informative emails and chat if needed Reviewed on: 15th January 2026

It is been swift and straightforward dealing with Zopa.

5
It is been swift and straightforward dealing with Zopa. The app is good. Reviewed on: 15th January 2026

Helpful and informative, always know the ins and outs

5
Helpful and informative, always know the ins and outs Reviewed on: 15th January 2026

Slick and Simple...

5
The system is very slick and simple to use, service is excellent and straight forward Reviewed on: 15th January 2026

Great customer service, easy to use app, good intere...

5
Great customer service, easy to use app, good interest rates Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69089 reviews
    Zopa
  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa
  • Credit card

    from Zopa 4.87 from 44353 reviews
    Zopa
    View all products