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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6596 reviews)

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4.83

Based on 6,596 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Happy with my biscuit current account but Happy with my biscuit current account but…. I get £30 cashback annually however not impressed that they offered new customers £80 cashback recently. L... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6596)

Great saving rates and rewards and an excellent app.

Great saving rates and rewards and an excellent app. Reviewed on: 15th January 2026

Absolutely flawless, awesome customer service and su...

Absolutely flawless, awesome customer service and support. Reviewed on: 15th January 2026

Always found Zopa easy to you and navigate

Always found Zopa easy to you and navigate Reviewed on: 15th January 2026

Excellent and simple

I like them as the have approached me for better returns on my money, meaning better growth Reviewed on: 15th January 2026

my experince with Zopa really good no Annoying phone...

my experince with Zopa really good no Annoying phone calls if you miss a payment they let you know by text or email so you can get back on track with payments Reviewed on: 15th January 2026

It is really simple to use and does suit older peopl...

It is really simple to use and does suit older people who are not computer savvy. Reviewed on: 15th January 2026

Excellent service easy to use with very good products.

Excellent service easy to use with very good products. Reviewed on: 15th January 2026

Easy to use and very competitive interest rates

Easy to use and very competitive interest rates on cash savings. Simple ways to monitor and transfer funds. Fast transfers. Reviewed on: 15th January 2026

Cannot fault Zopa.

Zopa has been the most customer friendly account I've ever used. From the user friendly app to the speed of adjusting your balance when making a payment. Other Credit Card can take up to 6 hours. At the moment cannot fault Zopa. Reviewed on: 15th January 2026

Good app easy to use along with a credit card...

Good app easy to use along with a credit card Reviewed on: 15th January 2026

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