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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6600 reviews)

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4.82

Based on 6,600 reviews, last reviewed 20th Aug 2026

99% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6600)

Versus other bank account this was easy to do open...

Versus other bank account this was easy to do open Reviewed on: 15th January 2026

Have been using Zopa for a year.

Have been using Zopa for a year. Satisfactory services. Reviewed on: 15th January 2026

No nonsense service

No nonsense service taking into consideration people’s personal circumstances without judgment. Exactly what everyone needs. A useful uncomplicated app allows one to manage their account is provided. Without doubt one of the better companies to do business with. Reviewed on: 15th January 2026

Slick banking experience, good rates

Slick banking experience, good rates Reviewed on: 15th January 2026

Great saving rates and rewards and an excellent app.

Great saving rates and rewards and an excellent app. Reviewed on: 15th January 2026

Absolutely flawless, awesome customer service and su...

Absolutely flawless, awesome customer service and support. Reviewed on: 15th January 2026

Always found Zopa easy to you and navigate

Always found Zopa easy to you and navigate Reviewed on: 15th January 2026

Excellent and simple

I like them as the have approached me for better returns on my money, meaning better growth Reviewed on: 15th January 2026

my experince with Zopa really good no Annoying phone...

my experince with Zopa really good no Annoying phone calls if you miss a payment they let you know by text or email so you can get back on track with payments Reviewed on: 15th January 2026

It is really simple to use and does suit older peopl...

It is really simple to use and does suit older people who are not computer savvy. Reviewed on: 15th January 2026

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