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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6600 reviews)

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4.83

Based on 6,600 reviews, last reviewed 20th Aug 2026

99% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6600)

Brilliant bank & services.

Brilliant bank & services. Easy to us with the app and frequent update for new products Reviewed on: 15th January 2026

Outstanding!

All I can say is it so easy, smooth and effortless dealing with Zopa. Reviewed on: 15th January 2026

Simply the best money platform

Simply the best money platform currently available Reviewed on: 15th January 2026

Quick application and easy to manage

Quick application and easy to manage Reviewed on: 15th January 2026

Really pleasant app, easy to use.

Really pleasant app, easy to use. Great customer service, but most of all very high interest rate! Reviewed on: 15th January 2026

Absolutely fantastic company, excellent app

Zopa has a swift and modernised onboarding process that made account creation easier and more efficient. The user interface is simple but effective and easy to use. The app itself functions very well and is quite self explanatory. The interest rates, speed of services and customer service have been second to none. Genuinely very impressive. Reviewed on: 15th January 2026

The app is user friendly and easy to navigate.

The app is user friendly and easy to navigate. The services provided are tailored to suit me and my financial needs. Gave credit facility when needed and has helped build my credit rating Reviewed on: 15th January 2026

A solid current account to use

Zopa’s current account gaining interest on your current balance has been such a valuable feature so far. Their savings options, such as their regular saver have also been great to use. The app is easy to navigate as well. Reviewed on: 15th January 2026

Zopa made saving so much easier

I started using Zopa as a second bank to help with short term saving as my main bank was very limited and gave me no flexibility with their app. The zopa app is incredibly easy to use and gives me all the options that I need. The app also enabled me to view and manage my existing loan from the same place. What I wasnt expecting was how very clear and easy they made it to start looking looking into all the different ISA options that were available and more recently I have been looking into possibly using their investment pots. I would never have learned about the different saving and investment options that were available if it had not been for using zopa's new app. Reviewed on: 15th January 2026

The easiest, logical and most customer friendly app...

The easiest, logical and most customer friendly app Ive come across. Reviewed on: 15th January 2026

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