Write a review

Newsletter

Go to business site

Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6595 reviews)

View other Zopa products

4.83

Based on 6,595 reviews, last reviewed 12th Jun 2026

90% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Compliant dealt with comprehensively I previously left a poor review for Zopa. I was waiting for a response to a complaint I had lodged as they hadn't given me a bonus I was entitled to. ... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

Read all reviews Write a review

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Current account reviews (6595)

Absolutely fantastic company, excellent app

Zopa has a swift and modernised onboarding process that made account creation easier and more efficient. The user interface is simple but effective and easy to use. The app itself functions very well and is quite self explanatory. The interest rates, speed of services and customer service have been second to none. Genuinely very impressive. Reviewed on: 15th January 2026

The app is user friendly and easy to navigate.

The app is user friendly and easy to navigate. The services provided are tailored to suit me and my financial needs. Gave credit facility when needed and has helped build my credit rating Reviewed on: 15th January 2026

A solid current account to use

Zopa’s current account gaining interest on your current balance has been such a valuable feature so far. Their savings options, such as their regular saver have also been great to use. The app is easy to navigate as well. Reviewed on: 15th January 2026

Zopa made saving so much easier

I started using Zopa as a second bank to help with short term saving as my main bank was very limited and gave me no flexibility with their app. The zopa app is incredibly easy to use and gives me all the options that I need. The app also enabled me to view and manage my existing loan from the same place. What I wasnt expecting was how very clear and easy they made it to start looking looking into all the different ISA options that were available and more recently I have been looking into possibly using their investment pots. I would never have learned about the different saving and investment options that were available if it had not been for using zopa's new app. Reviewed on: 15th January 2026

The easiest, logical and most customer friendly app...

The easiest, logical and most customer friendly app Ive come across. Reviewed on: 15th January 2026

Finally, a bank that doesn’t give me a headache.

I can’t recommend Zopa Bank enough! Before switching, I used to deal with so much "finance anxiety," but that has completely vanished. The app makes it effortless to transfer money and keep a crystal-clear track of everything coming in and going out. It’s honestly the most transparent banking experience I’ve ever had. I even got approved for a credit card through them, and having all my accounts in one place viewable, clear, and easy to manage has made a world of difference. If you want a bank that actually makes life easier and helps Reviewed on: 15th January 2026

Amazing bank where you feel more than a number

I’ve been with Zopa for a while now and it’s one of the banks that understand, Your not a number, Your a customer and they treat you with more respect Reviewed on: 15th January 2026

Really happy to be a ZOPA customer

I first opened an account with ZOPA for my savings and a credit card and I've been very pleased as over the years they have added the ability to have a current account, cash ISA and now investments through their platform which have been consistently well-implemented, easy to use and felt like good value in terms of interest rates, returns and features. On the few occasions when I have needed to contact customer support they have been helpful and pleasant to deal with but it's even better that I rarely have reason to do so because the app is so functional and gives me easy access to everything I need to do. Reviewed on: 15th January 2026

Great Bank Company.

Great Bank Company. Have used for savings, credit card and a loan. All very easy to open and arrange. Would definitely recommend without hesitation. Give them a try and see for yourself. Reviewed on: 15th January 2026

Zopa make finance easy i have zopa bank account, cr...

Zopa make finance easy i have zopa bank account, credit card and loan. Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Select Platinum Current Account
from RBS 3.41 from 42 reviews
Current account
from Weatherbys Private Bank 0.00 from 0 reviews
Cashback Plus Debit Card
from RBS 3.83 from 4 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44347 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub