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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6588 reviews)

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4.93

Based on 6,588 reviews, last reviewed 27th Apr 2026

70% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

2

Great till something goes wrong then it’s very diffi... Great till something goes wrong then it’s very difficult to get any answers or assistance from the team. Reviewed on: 16th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6588)

Really happy to be a ZOPA customer

I first opened an account with ZOPA for my savings and a credit card and I've been very pleased as over the years they have added the ability to have a current account, cash ISA and now investments through their platform which have been consistently well-implemented, easy to use and felt like good value in terms of interest rates, returns and features. On the few occasions when I have needed to contact customer support they have been helpful and pleasant to deal with but it's even better that I rarely have reason to do so because the app is so functional and gives me easy access to everything I need to do. Reviewed on: 15th January 2026

Great Bank Company.

Great Bank Company. Have used for savings, credit card and a loan. All very easy to open and arrange. Would definitely recommend without hesitation. Give them a try and see for yourself. Reviewed on: 15th January 2026

Zopa make finance easy i have zopa bank account, cr...

Zopa make finance easy i have zopa bank account, credit card and loan. Reviewed on: 15th January 2026

Never had any issues with Zopa.

Never had any issues with Zopa. Their app is super reliable. They products are flexible and easy to access. They are introducing new features and projects. I've never had a negative experience with Zopa - i think they are great. Reviewed on: 15th January 2026

Put the money in, get a little interest, credit card...

Put the money in, get a little interest, credit card is very useful Reviewed on: 15th January 2026

Great biscuit

Greatly app easy to operate no pay or issues at all with payment Reviewed on: 15th January 2026

Need it alone quickly really happy with this speedy...

Need it alone quickly really happy with this speedy response from Zopa Reviewed on: 15th January 2026

Quick and easy to apply , highly recommended

Quick and easy to apply , highly recommended Reviewed on: 15th January 2026

Great bank nothing is a hassle, when you contact th...

Great bank nothing is a hassle, when you contact them always there to help Reviewed on: 15th January 2026

Breath of Fresh Air

Perfect bank, loans were a breeze and the interest rates a excellent Reviewed on: 15th January 2026

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