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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6600 reviews)

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4.83

Based on 6,600 reviews, last reviewed 20th Aug 2026

99% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6600)

Finally, a bank that doesn’t give me a headache.

I can’t recommend Zopa Bank enough! Before switching, I used to deal with so much "finance anxiety," but that has completely vanished. The app makes it effortless to transfer money and keep a crystal-clear track of everything coming in and going out. It’s honestly the most transparent banking experience I’ve ever had. I even got approved for a credit card through them, and having all my accounts in one place viewable, clear, and easy to manage has made a world of difference. If you want a bank that actually makes life easier and helps Reviewed on: 15th January 2026

Amazing bank where you feel more than a number

I’ve been with Zopa for a while now and it’s one of the banks that understand, Your not a number, Your a customer and they treat you with more respect Reviewed on: 15th January 2026

Really happy to be a ZOPA customer

I first opened an account with ZOPA for my savings and a credit card and I've been very pleased as over the years they have added the ability to have a current account, cash ISA and now investments through their platform which have been consistently well-implemented, easy to use and felt like good value in terms of interest rates, returns and features. On the few occasions when I have needed to contact customer support they have been helpful and pleasant to deal with but it's even better that I rarely have reason to do so because the app is so functional and gives me easy access to everything I need to do. Reviewed on: 15th January 2026

Great Bank Company.

Great Bank Company. Have used for savings, credit card and a loan. All very easy to open and arrange. Would definitely recommend without hesitation. Give them a try and see for yourself. Reviewed on: 15th January 2026

Zopa make finance easy i have zopa bank account, cr...

Zopa make finance easy i have zopa bank account, credit card and loan. Reviewed on: 15th January 2026

Never had any issues with Zopa.

Never had any issues with Zopa. Their app is super reliable. They products are flexible and easy to access. They are introducing new features and projects. I've never had a negative experience with Zopa - i think they are great. Reviewed on: 15th January 2026

Put the money in, get a little interest, credit card...

Put the money in, get a little interest, credit card is very useful Reviewed on: 15th January 2026

Great biscuit

Greatly app easy to operate no pay or issues at all with payment Reviewed on: 15th January 2026

Need it alone quickly really happy with this speedy...

Need it alone quickly really happy with this speedy response from Zopa Reviewed on: 15th January 2026

Quick and easy to apply , highly recommended

Quick and easy to apply , highly recommended Reviewed on: 15th January 2026

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