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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6588 reviews)

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4.93

Based on 6,588 reviews, last reviewed 27th Apr 2026

70% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

2

Great till something goes wrong then it’s very diffi... Great till something goes wrong then it’s very difficult to get any answers or assistance from the team. Reviewed on: 16th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6588)

Regular saver which is market bearing product

used and using again regular saver which is market beating product. At the moment still exploring current account benefits. ISA products are my favourite Reviewed on: 15th January 2026

Manage my finances

Very good service quality, good customer care Reviewed on: 15th January 2026

A great bank to have, a very good credit card.

A great bank to have, a very good credit card. Very Happy customer Reviewed on: 15th January 2026

Excellent Savings Rates and Great Experience!

I’ve been really impressed with Zopa as a bank. Their savings rates are among the best in the market, which makes it easy to grow your money faster. The account setup process was smooth and straightforward, and the app is intuitive and easy to use. I also appreciate the transparency—they clearly explain the terms and conditions without any hidden catches. If you’re looking for a reliable bank with competitive savings rates and a modern, customer-friendly approach, Zopa is definitely worth considering! Reviewed on: 15th January 2026

Great to deal with excellent service all round i ha...

Great to deal with excellent service all round i have banking car finance and credit card with zopa and all hassle free. Reviewed on: 15th January 2026

Zopa is a breath of fresh air

Zopa is a breath of fresh air when compared to traditional lenders. Always very responsive and also very fair in terms of what it can offer. It also has a brilliant app which means that using Zopa is very simple and this helps me to keep on top of things. Highly recommended. Reviewed on: 15th January 2026

Very professional and efficient.

Very professional and efficient. They care and offer only help that is appropriate Reviewed on: 15th January 2026

Good company to deal with fast and efficient service

Good company to deal with fast and efficient service Reviewed on: 15th January 2026

Excellent service with excellent customer support

Excellent service with excellent customer support Reviewed on: 15th January 2026

Great communication and easy to navigate

Great communication and easy to navigate Reviewed on: 15th January 2026

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