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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6600 reviews)

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4.83

Based on 6,600 reviews, last reviewed 20th Aug 2026

99% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6600)

Great bank nothing is a hassle, when you contact th...

Great bank nothing is a hassle, when you contact them always there to help Reviewed on: 15th January 2026

Breath of Fresh Air

Perfect bank, loans were a breeze and the interest rates a excellent Reviewed on: 15th January 2026

Regular saver which is market bearing product

used and using again regular saver which is market beating product. At the moment still exploring current account benefits. ISA products are my favourite Reviewed on: 15th January 2026

Manage my finances

Very good service quality, good customer care Reviewed on: 15th January 2026

A great bank to have, a very good credit card.

A great bank to have, a very good credit card. Very Happy customer Reviewed on: 15th January 2026

Excellent Savings Rates and Great Experience!

I’ve been really impressed with Zopa as a bank. Their savings rates are among the best in the market, which makes it easy to grow your money faster. The account setup process was smooth and straightforward, and the app is intuitive and easy to use. I also appreciate the transparency—they clearly explain the terms and conditions without any hidden catches. If you’re looking for a reliable bank with competitive savings rates and a modern, customer-friendly approach, Zopa is definitely worth considering! Reviewed on: 15th January 2026

Great to deal with excellent service all round i ha...

Great to deal with excellent service all round i have banking car finance and credit card with zopa and all hassle free. Reviewed on: 15th January 2026

Zopa is a breath of fresh air

Zopa is a breath of fresh air when compared to traditional lenders. Always very responsive and also very fair in terms of what it can offer. It also has a brilliant app which means that using Zopa is very simple and this helps me to keep on top of things. Highly recommended. Reviewed on: 15th January 2026

Very professional and efficient.

Very professional and efficient. They care and offer only help that is appropriate Reviewed on: 15th January 2026

Good company to deal with fast and efficient service

Good company to deal with fast and efficient service Reviewed on: 15th January 2026

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