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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6588 reviews)

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4.93

Based on 6,588 reviews, last reviewed 27th Apr 2026

70% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

2

Great till something goes wrong then it’s very diffi... Great till something goes wrong then it’s very difficult to get any answers or assistance from the team. Reviewed on: 16th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6588)

Amazing products and excellent customer service

Amazing products and excellent customer service Reviewed on: 15th January 2026

It has been a great experiencing with easy and quick...

It has been a great experiencing with easy and quick set up and immediate virtual card available. Great service provider Reviewed on: 15th January 2026

I like it , very good zopa bank account

I like it , very good zopa bank account Reviewed on: 15th January 2026

Fantastic, So easy to use and understand

Fantastic, So easy to use and understand Reviewed on: 15th January 2026

Top rates great service.

7. 5 %and 4 .5 %savings intrest plus 2% on current account whats not to love .app is easy to use ,have recommended to friends and family for the welcome bonus Reviewed on: 15th January 2026

Smooth and easy to set up.

Everything is easy and quick to set up - I moved my money from my ISA to Zopa as they have a better interest rate. Everything just goes smoothly - what more do you need. I have used this for savings, but I have the card just in case of an emergency 1 Reviewed on: 15th January 2026

Best Service since day one

With zopa for many years previously before banking. Nothing but great service Reviewed on: 15th January 2026

Always been easy to use and very good products

Always been easy to use and very good products Reviewed on: 15th January 2026

Easy to navigate App

Easy to use App to save, move money and good offers. Easy to apply for loans and to make additional payments. Reviewed on: 15th January 2026

Easy to use.

Easy to use. Good interest rates Reviewed on: 15th January 2026

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