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Zopa: Current account reviews

4.83
Based on 6,595 reviews, last reviewed 12th Jun 2026
90% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Compliant dealt with comprehensively I previously left a poor review for Zopa. I was waiting for a response to a complaint I had lodged as they hadn't given me a bonus I was entitled to. ... Read more Reviewed on: 12th June 2026
Maxwell Gridley's avatar
Maxwell Gridley

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026
K's avatar
K

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

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Zopa Current account reviews (6595)

Fantastic, So easy to use and understand

5
Fantastic, So easy to use and understand Reviewed on: 15th January 2026

Top rates great service.

5
7. 5 %and 4 .5 %savings intrest plus 2% on current account whats not to love .app is easy to use ,have recommended to friends and family for the welcome bonus Reviewed on: 15th January 2026

Smooth and easy to set up.

5
Everything is easy and quick to set up - I moved my money from my ISA to Zopa as they have a better interest rate. Everything just goes smoothly - what more do you need. I have used this for savings, but I have the card just in case of an emergency 1 Reviewed on: 15th January 2026

Best Service since day one

5
With zopa for many years previously before banking. Nothing but great service Reviewed on: 15th January 2026

Always been easy to use and very good products

5
Always been easy to use and very good products Reviewed on: 15th January 2026

Easy to navigate App

5
Easy to use App to save, move money and good offers. Easy to apply for loans and to make additional payments. Reviewed on: 15th January 2026

Easy to use.

5
Easy to use. Good interest rates Reviewed on: 15th January 2026

Easy to use and competitive rates

5
Easy to use and competitive rates Reviewed on: 15th January 2026

Excellent service great value for money

5
Excellent service great value for money Reviewed on: 15th January 2026

Great straight forward lenders would recommend

5
Great straight forward lenders definitely recommend Reviewed on: 15th January 2026

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