Write a review

Go to business site

Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6588 reviews)

View other Zopa products

4.93

Based on 6,588 reviews, last reviewed 27th Apr 2026

70% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

2

Great till something goes wrong then it’s very diffi... Great till something goes wrong then it’s very difficult to get any answers or assistance from the team. Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Current account reviews (6588)

I started off with a credit card from Zopa and I was...

I started off with a credit card from Zopa and I was impressed with the service so I now have a current account and a savings pot. They’re great and when I’ve had any questions or issues the customer service has been very quick and helpful. Reviewed on: 15th January 2026

Superb Service, easy to use app and products to suit

Superb Service, easy to use app and products to suit Reviewed on: 15th January 2026

Not just a Bank, they add personal touch

I have been with Zopa for a few months, even though I was earning e real good salary, my credit was not all that good, but Zopa looked past that and took me at face value,,, I was able have a credit card and a small loan off them and I have never looked back, to me Zopa is the way forward,, other banks and societies look at your credit score , Zopa looks at the person and I thank them. Reviewed on: 15th January 2026

If Heineken did bank accounts....Zopa, simply the best!

I joined Zopa with their savings and credit card accounts, I've also had a loan and now their amazing Biscuit current account. I have several bank accounts but this is the one I have migrated to as their benefits outway the rest, their mobile app is so simple and fully inclusive and their customer service was fantastic! Actually speaking to a human when needed with a pleasant, friendly and very helpful advisor just put the cherry on the cake! Simply exemplary in every respect! Reviewed on: 15th January 2026

Very easy to Regulate within app,I am Too happy with...

Very easy to Regulate within app,I am Too happy with everyday use and Credit card as well,I feel comfortable using Zopa Reviewed on: 15th January 2026

I’ve had a really positive experience

I’ve had a really positive experience with this credit card company. The application process was quick and straightforward, and everything was clearly explained from the start. The app is easy to use, making it simple to track spending, manage payments, and check balances in real time. Customer service has been helpful and responsive whenever I’ve needed support, and payments are processed smoothly without any issues. Overall, it’s a reliable and well-run credit card provider that I’d confidently recommend. Reviewed on: 15th January 2026

Excellent service, provided with great products and...

Excellent service, provided with great products and investment rates. Reviewed on: 15th January 2026

Mutual trust

Great bank and credit card service, only ever had 1 issue with app , was soon rectified, not being a mainstream bank I was a little uncertain, but have learnt to trust this bank now Reviewed on: 15th January 2026

Highly recommended

Easy to use via App. Immediate confirmations. Good interest rates. Reviewed on: 15th January 2026

A bank that communicates without over communicating,...

A bank that communicates without over communicating, easy to use app , nothing about it is over complicated Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current account
from Chase Bank 4.94 from 48989 reviews
Student Current Account
from Santander 4.03 from 11 reviews
Platinum Current Account
from TSB 3.76 from 21 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69081 reviews
Credit card
from Zopa 4.94 from 44339 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub