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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6588 reviews)

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4.93

Based on 6,588 reviews, last reviewed 27th Apr 2026

70% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

2

Great till something goes wrong then it’s very diffi... Great till something goes wrong then it’s very difficult to get any answers or assistance from the team. Reviewed on: 16th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6588)

Zopa is great

Excellent customer service and response time. Fantastic offers as well as financial information to keep you informed on how to continue to improve financially. Zopa is great. Reviewed on: 15th January 2026

Easy, brilliant, very happy.

Easy, brilliant, very happy. Have recommended to multiple friends already Reviewed on: 15th January 2026

Any time I have any issues with my account I have re...

Any time I have any issues with my account I have received quick responses and resolution. Which is what you need in this day and age. Reviewed on: 15th January 2026

Outstanding banking.

Zopa has been a game-changer for me. From the current account to savings, loans, and the credit card, everything is incredibly easy to use, clearly explained, and refreshingly fair. The app is slick, fast, and intuitive, making everyday banking effortless. The savings products are excellent — competitive rates, total transparency, and no unnecessary complexity. Loans and the credit card feel genuinely fair, with clear terms, sensible pricing, and absolutely no hidden surprises. You always know exactly where you stand, which is rare these days. What really sets Zopa apart is how customer-focused it feels. Everything just works, support is responsive, and the whole experience feels modern, secure, and designed to make managing money stress-free. If you want a bank that combines great tech with fair products and outstanding usability, Zopa is hard to beat. I wouldn’t hesitate to recommend it — easily one of the best financial services I’ve used. Reviewed on: 15th January 2026

App is very good easy to use.

App is very good easy to use. There communication is excellent. Reviewed on: 15th January 2026

Easy to use app,

Easy to use app, the whole process was good Reviewed on: 15th January 2026

Easy to use app.

Easy to use app. Money movements are super fast. Reviewed on: 15th January 2026

Nice bank and good features and interface.

Nice bank and good features and interface. Reviewed on: 15th January 2026

Very easy app to use.

Very easy app to use. Clear to see interest and balance Reviewed on: 15th January 2026

Top Service

Smooth easy service no complications Reviewed on: 15th January 2026

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