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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6595 reviews)

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4.83

Based on 6,595 reviews, last reviewed 12th Jun 2026

90% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Compliant dealt with comprehensively I previously left a poor review for Zopa. I was waiting for a response to a complaint I had lodged as they hadn't given me a bonus I was entitled to. ... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6595)

Outstanding banking.

Zopa has been a game-changer for me. From the current account to savings, loans, and the credit card, everything is incredibly easy to use, clearly explained, and refreshingly fair. The app is slick, fast, and intuitive, making everyday banking effortless. The savings products are excellent — competitive rates, total transparency, and no unnecessary complexity. Loans and the credit card feel genuinely fair, with clear terms, sensible pricing, and absolutely no hidden surprises. You always know exactly where you stand, which is rare these days. What really sets Zopa apart is how customer-focused it feels. Everything just works, support is responsive, and the whole experience feels modern, secure, and designed to make managing money stress-free. If you want a bank that combines great tech with fair products and outstanding usability, Zopa is hard to beat. I wouldn’t hesitate to recommend it — easily one of the best financial services I’ve used. Reviewed on: 15th January 2026

App is very good easy to use.

App is very good easy to use. There communication is excellent. Reviewed on: 15th January 2026

Easy to use app,

Easy to use app, the whole process was good Reviewed on: 15th January 2026

Easy to use app.

Easy to use app. Money movements are super fast. Reviewed on: 15th January 2026

Nice bank and good features and interface.

Nice bank and good features and interface. Reviewed on: 15th January 2026

Very easy app to use.

Very easy app to use. Clear to see interest and balance Reviewed on: 15th January 2026

Top Service

Smooth easy service no complications Reviewed on: 15th January 2026

What a great bank.

What a great bank. The app is so easy to use and rates are freat Reviewed on: 15th January 2026

I have used Zopa for 3 years now and it's my go to s...

I have used Zopa for 3 years now and it's my go to savings and banking platform. Great rates and service, always. Reviewed on: 15th January 2026

Provided the account i wanted when i wantedeasy acce...

Provided the account i wanted when i wantedeasy access to information via app Reviewed on: 15th January 2026

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