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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6600 reviews)

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4.83

Based on 6,600 reviews, last reviewed 20th Aug 2026

99% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6600)

Very easy app to use.

Very easy app to use. Clear to see interest and balance Reviewed on: 15th January 2026

Top Service

Smooth easy service no complications Reviewed on: 15th January 2026

What a great bank.

What a great bank. The app is so easy to use and rates are freat Reviewed on: 15th January 2026

I have used Zopa for 3 years now and it's my go to s...

I have used Zopa for 3 years now and it's my go to savings and banking platform. Great rates and service, always. Reviewed on: 15th January 2026

Provided the account i wanted when i wantedeasy acce...

Provided the account i wanted when i wantedeasy access to information via app Reviewed on: 15th January 2026

First class

First class - easy to use. Love the higher rate savings account Reviewed on: 15th January 2026

Magnifico

Very good, excellent, is the best bank Reviewed on: 15th January 2026

Simle Banking

Easy app, good rates & already got 2 others with them. Reviewed on: 15th January 2026

Always really helpful, nothing more to add

Always really helpful, nothing more to add Reviewed on: 15th January 2026

A trusted and responsible Bank

Zopa has provided me with support and helpful financial advice for the past 5 years.I wouldn't hesitate in recommending Zooa to anyone. Reviewed on: 15th January 2026

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