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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6587 reviews)

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4.93

Based on 6,587 reviews, last reviewed 24th Apr 2026

70% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa app is excellent. Zopa app is excellent. Savings rates are fairly competitive. And I have contacted service team twice, very helpful. Reviewed on: 24th April 2026

Latest lowest rating:

2

Great till something goes wrong then it’s very diffi... Great till something goes wrong then it’s very difficult to get any answers or assistance from the team. Reviewed on: 16th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6587)

Have nothing bad to say!

Have nothing bad to say! Incredible rates, incredible app, incredible service Reviewed on: 15th January 2026

Excellent service good customer service

Excellent service good customer service Reviewed on: 15th January 2026

Zopa is the best bank ever!

Zopa is the best bank ever! I truly wish I had them from the start of my career. Well done Zopa! Reviewed on: 15th January 2026

Really easy app and great system overall.

Really easy app and great system overall. gives you capabilities not only for saving but banking now too and a different outline to the big banks with clarity of interest rate changes and other capabilities Reviewed on: 15th January 2026

Great rates and easy to use App

Very competitive savings rates . Excellent App that's easy to navigate. Great job Zopa Reviewed on: 15th January 2026

Great supportive bank customer services

Great and supportive customer services Reviewed on: 15th January 2026

All account work as expected and had no problem, I l...

All account work as expected and had no problem, I like the why you can have different money pots in the same account. Reviewed on: 15th January 2026

Innovative, easy to use,wish they offer switching.

Innovative, easy to use,wish they offer switching. Reviewed on: 15th January 2026

Easy to open, great moving money in and out to other...

Easy to open, great moving money in and out to other accounts. Good interest rate and pay back on direct debits. Reviewed on: 15th January 2026

Straight forward great banking service

Straight forward great banking service Reviewed on: 15th January 2026

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